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about us

Local Subprime was launched by Dennis Polster of Butte Montana in early 2012, and soon after merged via aquisition of We Find Lenders founded by the Somerset family of Rancho Mirage. Their subprime loan service was initially launched by Lance Somerset.

The merger resulted to in two main offices; one in Butte Montana, and the other Rancho Mirage California.

By combining the staff and resources of both companies, the new Local Subprime service is much more robust, with a stronger customers service apparatus.

About team We Find Lenders

Lance Somerset (M.S.F) / founder: Lance holds a Master of Science degree in Finance. He founded WFL after his own frustrating experience dealing with personal bankruptcy during the Great Recession of 2008 and 2009. He was born in Chicago and now lives in Rancho Mirage, CA with his wife Sandra.

Andy Somerset: Andy is the son of Lance and Sandra Somerset. He is a part-time webmaster for our main site and directory. He lives in Chicago, working, and raising his children with his wife of 23 years.

Chris Somerset: Chris is Lance’s daughter, and manages the WFL Project which is an award program for personal finance bloggers. Chris also manages our Twitter account. She lives in Albany, NY with her husband Ron.

Daniel Carruthers: Daniel has extensive experience in the field of online development and online marketing. He currently works for We Find Lenders remotely from his Denver Colorado office.


MT Office

3745 Harrison Avenue
Butte, Montana
USA - 59701
P: (406) 952 9129

CA Office

35400 Bob Hope Dr.
Rancho Mirage, CA
USA - 92270
P: (406) 952 9129

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