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SUBPRIME Recreational Loans Old Mystic CT

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Updated December, 2022

Get a Subprime Recreational Loan
in Old Mystic Connecticut

Old Mystic Connecticut residents use this page to find subprime recreational loans for purchasing things such as boats, RVs, trailers, 5th wheels, ATVs, UTVs, snowmobiles, wave runners, off-road bikes, motorcycles and more.

Subprime recreational loans can also be used for special occasions, such as weddings, funerals, vacations, graduations, etc. – however, not all Old Mystic-based or New London County area lenders will approve recreational loans without some form of physical asset they can use as security on the loan, such as the list of rec items listed above.

You will have to check with your local Old Mystic Connecticut-based lenders to clarify their branch policies on bad credit recreational loans.

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Subprime Recreational Loan Providers
for Old Mystic Connecticut

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Use the map below to identify subprime recreational lenders in or near the Old Mystic, Connecticut area. We do not earn commissions from these branches, nor do we have any business arrangements with these Old Mystic lenders.

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Use the map below to identify the lenders in or near the Old Mystic, Connecticut area who provide subprime special event loans. We do not earn commissions from these lenders, nor do we have any business arrangements with these Old Mystic lenders.

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FAQ: Subprime Recreational Loans in Old Mystic CT


1.) What is a subprime recreational loan?

A recreational loan is a loan to purchase “recreational items”, such as boats, RVs, ATVs, motorcycles, wave runners, dirt bikes, and more. Recreational loans can also refer to loans for special events, vacations, weddings, etc. We provide a national lender on this page, as well as Old Mystic Connecticut-based lenders and/or dealerships you can apply with. A “subprime” recreational loan is approved when the contracted borrower has a poor credit rating.

2.) Do you have a Local Subprime office in Old Mystic, Connecticut?

No. is a nationwide lender-borrower conduit service, and does not have consumer office locations in Old Mystic, or anywhere in New London County. We are in the process of merging with the company and will be relocating our offices to SoCal.

3.) Can I get a subprime recreational loan without a cosigner?

Yes. Depending on your financial situation, and what the loan purpose is, you may or may not be required to have a cosigner to get approved. If you have a steady income and a reasonable debt to income ratio, you may not require a cosigner. This goes for Old Mystic-based lenders, dealerships, and nationwide lenders.

4.) What is the average interest rate for a subprime auto loan?

We have a tool for that! (APR (interest rate) estimator tool) It uses your fico (credit) score and zip to estimate of your true APR (annual percentage rate) on a subprime recreational loan in the Old Mystic Connecticut area.

5.) Which lenders in Old Mystic Connecticut approve subprime recreational loans?

The map (above) displays dealerships and credit unions in Old Mystic  Connecticut with a recent history of approving subprime recreational loans. All data is provided by past borrowers in the Old Mystic area.

6.) Will applying for a subprime recreational loan on LSP damage my credit rating?

No. Applying for a subprime recreational loan here at LSP will not damage your fico score. Why? We don’t pull your credit history. The dealers or credit unions you apply with will pull your history thought once you get to that point in the borrowing process.

7.) Can I get approved for a subprime recreational loan if I recently claimed personal bankruptcy?

In some cases, yes. If you have a steady income and a solid debt-to-income ratio, you may get approved for a subprime auto loan with either a nationwide lender, or a Old Mystic, Connecticut-based dealership or lender.

December 09, 2022 weekly financial tip.

Don’t Beat Yourself Up

When you have a low credit rating it can get stressful. Some folks are in such bad shape they’re getting phone calls from bill collectors day and night. No matter what your financial situation is, don’t beat yourself up. Literally BILLIONS of people in history have been in deep financial trouble at some time of their lives. Take one day at a time, make a plan, set a budget, and you can slowly start to reclaim your life. We guarantee you there are MANY others living all around you in the New London County area dealing with the exact same problem.

If you find your stress and anxiety (caused by your finances) is starting to get really bad, please consider reaching out to your local Old Mystic-based counselors for help. We’ve included a link (above) that will give you a list of all the counselors near Old Mystic.

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