Select Page


Home / California / Gardena / Subprime Consolidation

Updated February, 2023

Get a Subprime Debt Consolidation Loan in Gardena California

Gardena California residents looking for a subprime debt consolidation solution can use the maps and links on this page to find either a nationwide subprime debt solution, or a   local debt solution from a Los Angeles County-based provider.

When you use our application form, simply start by entering your zip code and 3-digit credit score. Our system will use that information to give you a free estimate on the cost of your subprime debt consolidation (whether you choose a local Gardena-based lender or a nationwide lender).

This page also provides links to local Gardena service providers for debt counseling, debt relief. Use the maps to find the closest debt service companies near you, so you can make an appointment. If you can’t find a subprime loan to consolidate all your debt in, or near Gardena, then we recommend using our application form instead.

Cost Estimate

$500 $250000
1 years30 years
Interest Rate
Principal / Interest

Principle Interest

Repay per year at .
Total you will repay:

Estimate your payment schedule

Subprime Debt Consolidation Providers
for Gardena California

Locate & Apply

Use the map below to identify subprime debt consolidation providers in or near the Gardena, California area. We do not earn commissions from these lenders, nor do we have any business arrangements with these Gardena lenders.

your apr estimator tool

Stress Management
In or near Gardena CA

Use the map below to identify debt counseling offices in or near the Gardena, California. We do not earn commissions from these providers, nor do we have any business arrangements with these Gardena providers.

estimate payments schedule

Financial Assistance
In or near Gardena CA

Social posts tagging Subprime Loans
for February 04, 2023

Note: Facebook and Instagram require login for best viewing experience.

Twitter subprime loan latest

Twitter Latest

Read the latest Tweets referencing subprime loans.

Instagram subprime loans latest

Instagram Latest

Read the latest Instagram posts referencing subprime loans.

Facebook subprime loans latest

Facebook Latest

Read the latest Facebook posts referencing subprime loans.

Research Subprime Debt Consolidation Loans near Gardena CA

DDG subprime loan local results

Duck Duck Go

Research subprime debt consolidation loans in Gardena CA on DDG.

Bing subprime loan local results


Research subprime debt consolidation loans in Gardena CA on Bing.

Google subprime loans local results


Research subprime debt consolidation loans in Gardena CA on Google.

Service Area for Subprime Debt Consolidation Loans in Gardena CA

Today's video for February 04, 2023

FAQ: Subprime Debt Consolidation Loans in Gardena CA


1.) What is a subprime debt consolidation loan?

A subprime debt consolidation loan is when a borrower with bad credit takes out a loan to pay off various other debts and is left with one lower interest loan to make payments on. We provide maps for debt consolidation loan providers in your local Gardena area, as well as out of state lenders.

2.) Do you have a Local Subprime office in Gardena, California?

No. is a nationwide lender-borrower conduit service, and does not have consumer office locations in Gardena, or anywhere in Los Angeles County. We are in the process of merging with the company and will be relocating our offices to SoCal.

3.) Who can qualify for a subprime debt consolidation loan?

Any borrower can get approved for a subprime debt consolidation loan, if they have a steady income stream, and a debt to income (DTI) ratio deemed to be manageable by the lender. Gardena CA banks, credit unions, and subprime lenders will need to see proof of income documents.

4.) What is the APR on a subprime debt consolidation loan?

We have subprime debt consolidation rate estimator tool for that purpose. This 100% free tool uses your credit score and zip code to give you an estimate of what your true APR would be for a subprime debt consolidation loan in the Gardena CA area. We use information from borrower survey answers provided by other subprime borrowers with similar credit scores to yours who live in, or near Los Angeles County.

5.) Which lenders in Gardena, California approve subprime debt consolidation loans?

We provide maps above pinning the banks and credit unions who have approved Gardena California subprime debt consolidation loans recently.

6.) What are the risks of a subprime debt consolidation loan?

If you are approved for a subprime debt consolidation loan you must be sure not to take on more debt and find ways to increase income and decrease your monthly costs. IF YOU DON’T do this that is where the risk comes in. You risk damaging your credit further and find yourself in a financial situation that requires debt relief, or in more extreme cases, a personal bankruptcy. Therefore, we highly recommend creating a simple monthly budget and sticking to it.

7.) Do I need to have a home to get approved?

If you own a home in, or near Gardena you can use your property as security on a subprime debt consolidation loan. If you don’t own a home, you will have to prove that you can service the loan over the full term without issue.

8.) Can I get a credit card after a subprime consolidation loan?

You can get a credit card after a debt consolidation loan, but it will most likely be a secured credit card, meaning you will have to secure the card with your own money. This enables you to use a credit card for important purchases while at the same time protect creditors from default. This is a great way to rebuild credit after a debt relief, debt consolidation, or personal bankruptcy. We have provided map pins and links below for the Gardena California offices to help you choose the right solution for you.


February 04, 2023 weekly financial tip.

How Does That Sound?

The word “budget” can be grating for a lot of folks. It can give some people the feeling of being restricted – a feeling of being trapped into a life of no fun and no spontaneity. So why not call your budget a “cash plan”, or maybe a “spending plan”. How about a FREEDOM PLAN! How does that sound!

Because that’s really what it is in the long run. Once your smart budgeting plans pay off and you end up debt free, the natural next step is saving, investing, and enjoying the comfort of knowing your living within your means. Some day you could have zero debt on your home, your vehicles, your credit cards, your line of credit, etc. You could be earning enough to be a vacation every year, and still not be in debt. You could be sitting on a beach in the Bahamas or Puerto Vallarta, looking at your bank accounts on your device, relishing in the fact that you won’t be going home to any debt.

How does that sound?

Coming in 2023

MT Office

3745 Harrison Avenue
Butte, Montana
USA - 59701
P: (406) 952 9129

CA Office

35400 Bob Hope Dr.
Rancho Mirage, CA
USA - 92270
P: (406) 952 9129

Copyright © 2022  - All Rights Reserved