Select Page

SUBPRIME MORTGAGE Loans Granite Bay CA

Home / California / Granite Bay / Subprime Mortgage

Updated October, 2022

Get a Subprime Mortgage Loan in Granite Bay California

If you reside in Granite Bay California and you’re having trouble getting approved for a subprime mortgage, we may have the perfect solution for you. On this page we’ve provided as much information possible for every city in Placer County – all to do with getting approved for a subprime home loan.

We have endeavored to include maps and lists for all local Granite Bay-based banks and local Placer County credit unions, hard money lenders, and subprime lenders licensed to provide loans to people with low credit scores in your local area.

If you live in Granite Bay CA and know of any new subprime mortgage lenders, you believe we should add to this page please contact us with their location and info. We also provide national companies licensed to give subprime mortgages is most States.

Cost Estimate

$500 $250000
1 years30 years
Interest Rate
2%15%
Principal / Interest

Principle Interest

Repay per year at .
Total you will repay:
Loading

Estimate your payment schedule

Subprime Mortgage Providers
for Granite Bay California

Locate & Apply

Use the map below to identify subprime mortgage providers in or near the Granite Bay, California area. We do not earn commissions from these lenders, nor do we have any business arrangements with these Granite Bay lenders.

your apr estimator tool

Use the map below to identify banks in or near the Granite Bay, California area who provide subprime mortgage loans. We do not earn commissions from these banks, nor do we have any business arrangements with these Granite Bay banks.

estimate payments schedule

Social posts tagging Subprime Loans
for October 04, 2022

Note: Facebook and Instagram require login for best viewing experience.

Twitter subprime loan latest

Twitter Latest

Read the latest Tweets referencing subprime loans.

Instagram subprime loans latest

Instagram Latest

Read the latest Instagram posts referencing subprime loans.

Facebook subprime loans latest

Facebook Latest

Read the latest Facebook posts referencing subprime loans.

Research Subprime Mortgage Loans near Granite Bay CA

DDG subprime loan local results

Duck Duck Go

Research subprime mortgage loans in Granite Bay CA on DDG.

Bing subprime loan local results

Bing

Research subprime mortgage loans in Granite Bay CA on Bing.

Google subprime loan local results

Google

Research subprime mortgage loans in Granite Bay CA on Google.

Service Area for Subprime Mortgage Loans in Granite Bay CA

Today's video for October 04, 2022

FAQ: Subprime Mortgage Loans in Granite Bay CA

 

1.) Are subprime mortgages still available in the USA?

Yes. Even after the subprime mortgage crash of 2008, adjustable rate, interest only, and fixed rate mortgages for higher risk homeowners never stopped being approved. You can use maps and links on this page to apply with Granite Bay-based lenders who will consider subprime mortgage contracts.

2.) Do you have a Local Subprime office in Granite Bay, California?

No. LocalSubPrime.com is a nationwide lender-borrower conduit service, and does not have consumer office locations in Granite Bay, or anywhere in Placer County. We are in the process of merging with the company WeFindLenders.com and will be relocating our offices to SoCal.

3.) Who can qualify for a subprime mortgage loan?

Most subprime mortgage loans are approved to homeowners who have credit scores (FICO scores) below 600. However, this number can vary depending on your unique financial situation. You will have to ask your local Granite Bay-based lenders what their criteria is for approval, and what their bank or credit union branch considers to be an acceptable DTI (debt to income ratio). Use the maps and/or links provided on this page to enquire further.

4.) What is the average interest rate for a subprime mortgage loan?

We have subprime mortgage rate estimator tool JUST FOR THAT. This tool uses your credit score and zip code to give you an estimate of what your true APR would be for a subprime mortgage in the Granite Bay CA area. We us information from borrower survey answers provided by other subprime borrowers with similar credit scores to yours, and who live in Placer County.

5.) Which banks or credit unions in Granite Bay, California approve subprime mortgage loans?

We provide maps above pinning the banks and credit unions who have provided Granite Bay California homeowners with subprime mortgage loans in the recent past.

6.) Will applying for a subprime mortgage loan on your website hurt my credit rating?

No. Your credit score (FICO score) will not be further damaged by applying here @ LocalSubprime.com,  because we don’t carry out a “pull of your credit history”. Only banks and credit unions do “soft pull” or “hard pull” credit history checks.

7.) Can I get approved for a subprime mortgage loan if I recently claimed bankruptcy?

If you have a steady income and the lender considers your DTI to be manageable, you may be approved for a subprime mortgage. This all depends on the national lender’s policies, or your Granite Bay-based bank or credit union’s policies.

8.) What will my monthly mortgage payments be?

You can estimate your monthly payments by using our payment schedule estimator here. This handy tool gives you an instant estimate of your payments over time, taking into account amortization. Note however, your local Granite Bay area banks and/or credit unions will give you their more exact estimate based on your unique financial situation, credit score, assets, income, etc.

 

October 04, 2022 weekly financial tip.

Rainy Day Cliche

The tired old cliche “saving up for a rainy day”, is like most cliches – the saying has stuck around because it’s proved to be true.

However, most people never do save money because it’s hard to just pay the essential bills most of the time. If you were to get an honest survey of all the people near you in the Granite Bay CA area, or even all of Placer County (for that matter, all of California State!) you would be shocked how few of your local neighbors add to their savings account on a regular basis.

We know it’s hard, but after you’ve created a realistic (honest with yourself) budget, and track your spending, you’ll be amazed to find out you can begin to start saving money.

Even it it’s just a tiny amount! That’s fine. Just start off slow, and before you know it, you may find out you’re enjoying the art of spend tracking. We’ve seen countless subprime borrowers turn their financial situation around in the exact same way – budget, spend tracking, and planning.

Coming in 2022

MT Office

3745 Harrison Avenue
Butte, Montana
USA - 59701
P: (406) 952 9129
a@localsubprime.com

CA Office

35400 Bob Hope Dr.
Rancho Mirage, CA
USA - 92270
P: (406) 952 9129
a@localsubprime.com

Copyright © 2022  - All Rights Reserved