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SUBPRIME Loans Florida

Home / Florida

Updated October, 2022

Get a Subprime Loan in Florida

If you live in Florida and keep getting turned down for a loan because of your credit rating, you’ve come to the right place. Our team of experts excels when it comes to getting subprime borrowers approved.

If you have some kind of steady monthly income, you can still get approved for a loan even with a poor credit score. You can apply for your subprime loan from this Florida State page, or from any of our Florida City and County pages.

At LSP we use SwiftWire™ – a state of art loan processing technology that’s dramatically changed the ratio of subprime approvals in the industry.

Cost Estimate

$500 $250000
1 years30 years
Interest Rate
2%15%
Principal / Interest

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Subprime Loans by Florida City

Florida City List for October 05, 2022


Miami

 


Tampa

 


Orlando

 


Jacksonville

 


Sarasota

 


Cape Coral

 


Palm Bay

 


Port St Lucie

 


Bonita Springs

 


Palm Coast

 


Kissimmee

 


Pensacola

 


Lakeland

 


Winter Haven

 


St Petersburg

 


Tallahassee

 


Hialeah

 


North Port

 


Gainesville

 


Deltona

 


Fort Lauderdale

 


Pembroke Pines

 


Ocala

 


Hollywood

 


Leesburg

 


Miramar

 


Panama City

 


Coral Springs

 


Lehigh Acres

 


Clearwater

 


Brandon

 


Pompano Beach

 


West Palm Beach

 


Spring Hill

 


Miami Gardens

 


Davie

 


Boca Raton

 


Riverview

 


Sunrise

 


Plantation

 


Alafaya

 


Miami Beach

 


Town 'n' Country

 


Fort Myers

 


Largo

 


Melbourne

 


Zephyrhills

 


St Augustine

 


Deerfield Beach

 


The Villages

 


Pine Hills

 


Boynton Beach

 


Kendall

 


Lauderhill

 


Weston

 


Poinciana

 


Homestead

 


Delray Beach

 


Daytona Beach

 


Tamarac

 


Jupiter

 


Doral

 


Wellington

 


Port Orange

 


North Miami

 


Port Charlotte

 


Palm Harbor

 


Sebring

 


The Hammocks

 


Sanford

 


Coconut Creek

 


Fountainebleau

 


Bradenton

 


Margate

 


Wesley Chapel

 


Titusville

 


Palm Beach Gardens

 


Tamiami

 


Kendale Lakes

 


St Cloud

 


Pinellas Park

 


Apopka

 


Country Club

 


Coral Gables

 


University

 


Ocoee

 


Fort Pierce

 


Winter Garden

 


Oakland Park

 


North Lauderdale

 


Altamonte Springs

 


Ormond Beach

 


Cutler Bay

 


North Miami Beach

 


North Fort Myers

 


Oviedo

 


Greenacres

 


Royal Palm Beach

 


The Acreage

 


Hallandale Beach

 


Plant City

 


Crestview

 


Horizon West

 


Clermont

 


Lake Worth

 


Kendall West

 


Land O' Lakes

 


Valrico

 


Egypt Lake-Leto

 


Richmond West

 


Navarre

 


Winter Springs

 


South Miami Heights

 


Aventura

 


Dunedin

 


Merritt Island

 


Lauderdale Lakes

 


Cooper City

 


Meadow Woods

 


Carrollwood

 


Riviera Beach

 


DeLand

 


Buenaventura Lakes

 


Parkland

 


Golden Glades

 


Estero

 


West Little River

 


Ferry Pass

 


Princeton

 


Dania Beach

 


East Lake

 


Key West

 


Miami Lakes

 


Fruit Cove

 


Winter Park

 


Lake Magdalene

 


Lakeside

 


Westchester

 


Golden Gate

 


East Lake-Orient Park

 


Fernandina Beach

 


Casselberry

 


Fleming Island

 


Belle Glade

 


Oakleaf Plantation

 


Rockledge

 


New Smyrna Beach

 


Bayonet Point

 


Citrus Park

 


Leisure City

 


Temple Terrace

 


University Park

 


Immokalee

 


Lake City

 


Okeechobee

 


Sebastian

 


Haines City

 


Tarpon Springs

 


Ruskin

 


Keystone

 


Coral Terrace

 


South Bradenton

 


Palm Springs

 


Palm City

 


Palmetto Bay

 


Bloomingdale

 


Sun City Center

 


West Melbourne

 


Oak Ridge

 


Venice

 


Wright

 


Westchase

 


Edgewater

 


Palm River-Clair Mel

 


Palatka

 


Jacksonville Beach

 


Wekiwa Springs

 


Northdale

 


Hialeah Gardens

 


Vero Beach South

 


Pace

 


Ives Estates

 


Fort Walton Beach

 


The Crossings

 


Florida Ridge

 


Brent

 


Lutz

 


Ensley

 


Naples

 


Lealman

 


Fish Hawk

 


Jasmine Estates

 


Sunny Isles Beach

 


Bellview

 


DeBary

 


Eustis

 


Palm Valley

 


West Pensacola

 


Sweetwater

 


Apollo Beach

 


Hunters Creek

 


Holiday

 


Lynn Haven

 


Punta Gorda

 


Bayshore Gardens

 


Bartow

 


Lake Butler

 


Pinecrest

 


Arcadia

 


Seminole

 


Cocoa

 


Gibsonton

 


World Golf Village

 


Lake Placid

 


Safety Harbor

 


San Carlos Park

 


Marco Island

 


Midway

 


Tavares

 


Maitland

 


Upper Grand Lagoon

 


Pinewood

 


Vero Beach

 


Country Walk

 


Lake Mary

 


Glenvar Heights

 


Brownsville

 


Myrtle Grove

 


Lake Wales

 


New Port Richey

 


Auburndale

 


Groveland

 


Ojus

 


Stuart

 


Lady Lake

 


Niceville

 


Opa-locka

 


Sunset

 


Sarasota Springs

 


Palmetto Estates

 


Three Lakes

 


Longwood

 


Southchase

 


Englewood

 


West Park

 


Oldsmar

 


West Lealman

 


Bellair-Meadowbrook Terrace

 


Nocatee

 


Azalea Park

 


Gonzalez

 


Forest City

 


Mount Dora

 


Thonotosassa

 


Lockhart

 


Clewiston

 


Warrington

 


Destin

 


Iona

 


Middleburg

 


Fruitville

 


Lakewood Park

 


Callaway

 


Hobe Sound

 


Wauchula

 


Olympia Heights

 


Miami Springs

 


South Venice

 


Atlantic Beach

 


Palmetto

 


East Milton

 


LaBelle

 


Conway

 


Jensen Beach

 


Homosassa Springs

 


North Palm Beach

 

Truth in Lending

Estimate & Apply

1.

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2.

Estimate Payments

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3.

Apply Online

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Florida Usury Law

Summary brief of Florida Usury Law § affecting subprime borrowers / Legal: 10% Contract: 18% and above $500K @ 25% Judgment: 6% Corporate: No ceiling

Source: Florida Government banking and financial division protecting Florida residents.

Service Highlights

Responsive Team

Our customer service team is highly dedicated – timely response times.

Transparency

Transparency in regard to fees, interest, and true APR. No surprises.

SwiftWire™

SwiftWire™ loan processing technology for security and speed.

Reasonable Rates

No high interest loans that leave you worse off than before your loan.

Testimonials

Jennifer L / Dallas TX

I had really bad credit and I couldn’t get approved by anyone. Not my bank or our local credit unions, or even my family! I filled out countless application forms online and never even got a reply back. My credit score at the time was low at 505 and I didn’t think there was any hope left. But LSP came through for me!! Highly recommended.

Michael M / LA CA

I had really bad credit and I couldn’t get approved by anyone. Not my bank or our local credit unions, or even my family! I filled out countless application forms online and never even got a reply back. My credit score at the time was low at 505 and I didn’t think there was any hope left. But LSP came through for me!! Highly recommended.

Mark E / Phoenix AZ

I want to recommend the team at Local Subprime for their help getting us approved for a bad credit loan. My score was only 564 when I got approved with their process which took 2 days to get funded. Recommend their services to anyone with a bad credit rating.

Janis K / Orlando FL

A special thank you to Arnold at LSP for his patience efforts in getting me approved for a loan. My credit was quite low and I wasn’t getting approved anywhere.

About subprime loans in Florida

Our primary goal at Local Subprime is to get you approved for a subprime loan, but we want to do more than that for Florida residents – we want to you help you consider some financial planning as well, so you won’t find yourself in this financial situation later in life.

Help for Florida residents with bad credit

Your loan approval is not the end of your financial journey (of course), so it’s critical that you move on from your loan towards a new day, a better credit score, a smarter budget, and a new lease on life. To that end, we have provided more than just a loan application for Florida borrowers. We have a page specifically for subprime borrowers in your local area of Florida that includes subprime lenders, credit counselors, financial planners, local assistance, even stress management professionals (after all, dealing with a poor credit rating can be extremely taxing).

What will my monthly payments be?

Here at Local Subprime we have unique process for subprime borrowers who are rightfully concerned about their interest rate will be. Even more importantly, you need to know exactly what your true APR is on a subprime loan. Follow the quick and easy steps below to closely estimate your monthly payments, true APR, total payments per year, final payment date (better known as a payment schedule).

STEP 1 – Get your APR estimate

Using our APR estimator tool here, enter your zip code and credit score. This will give you an APR estimate based on what other subprime borrowers in your area of Florida reported. The information used is provided by fellow Florida applicants who had a low credit score very close to yours at the time of their loan request.

STEP 2 – Get your payment schedule estimate

After getting your APR estimate, find out what your estimated payment schedule is here. Fill in your loan amount, loan term (length in years), interest rate (your estimated APR), and the day you want to make your first payment.

STEP 3 – Apply for your loan if feasible

If you’ve completed the first two steps above, you should know what your APR is likely to be, and what your payment schedule is likely to be. If at that time you believe you have enough income to afford your new loan, and all other expenses, you can go forward with your loan application.

After your subprime loan

Once you’re approved for your subprime loan, we hope you take advantage of the other local resources in your area of Florida. Consider checking out the local provider links and the maps we have gathered on the local service page for your area/county/city/town of Florida. You can search your city or town in our directory to learn more.

Coming in 2022

MT Office

3745 Harrison Avenue
Butte, Montana
USA - 59701
P: (406) 952 9129
a@localsubprime.com

CA Office

35400 Bob Hope Dr.
Rancho Mirage, CA
USA - 92270
P: (406) 952 9129
a@localsubprime.com

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