Select Page

SUBPRIME Loans Iowa

Home / Iowa

Updated October, 2022

Get a Subprime Loan in Iowa

If you live in Iowa and keep getting turned down for a loan because of your credit rating, you’ve come to the right place. Our team of experts excels when it comes to getting subprime borrowers approved.

If you have some kind of steady monthly income, you can still get approved for a loan even with a poor credit score. You can apply for your subprime loan from this Iowa State page, or from any of our Iowa City and County pages.

At LSP we use SwiftWire™ – a state of art loan processing technology that’s dramatically changed the ratio of subprime approvals in the industry.

Cost Estimate

$500 $250000
1 years30 years
Interest Rate
2%15%
Principal / Interest

Principle Interest

Repay per year at .
Total you will repay:
Loading

Multipurpose
Subprime Loans

bad credit personal loans icon
bad credit business loans icon
bad credit auto loans icon
bad credit home loans icon
bad credit consolidation loans icon

Estimate your payment schedule

Subprime Loans by Iowa City

Iowa City List for October 05, 2022


Des Moines

 


Davenport

 


Cedar Rapids

 


Iowa City

 


Waterloo

 


Sioux City

 


Dubuque

 


Ames

 


West Des Moines

 


Ankeny

 


Council Bluffs

 


Urbandale

 


Cedar Falls

 


Marion

 


Bettendorf

 


Clinton

 


Burlington

 


Mason City

 


Marshalltown

 


Muscatine

 


Ottumwa

 


Waukee

 


Fort Dodge

 


Johnston

 


Coralville

 


North Liberty

 


Altoona

 


Clive

 


Indianola

 


Newton

 


Grimes

 


Keokuk

 


Oskaloosa

 


Boone

 


Norwalk

 


Spirit Lake

 


Fairfield

 


Storm Lake

 


Spencer

 


Fort Madison

 


Pella

 


Waverly

 


Le Mars

 


Pleasant Hill

 


Carroll

 


Grinnell

 


Mount Pleasant

 


Denison

 


Decorah

 


Creston

 


Clear Lake

 


Perry

 


Webster City

 


Sioux Center

 


Hiawatha

 


Charles City

 


Washington

 


Knoxville

 


Orange City

 


Bondurant

 


Eldridge

 


Nevada

 


Atlantic

 


Oelwein

 


Mount Vernon

 


Glenwood

 


Independence

 


Maquoketa

 


Asbury

 


Estherville

 


Anamosa

 


Adel

 


Centerville

 


Algona

 


Winterset

 


Clarinda

 


Red Oak

 


Osceola

 


DeWitt

 


Humboldt

 


Sergeant Bluff

 


Sheldon

 


Vinton

 


Iowa Falls

 


Manchester

 


Huxley

 


Polk City

 


Cherokee

 


Shenandoah

 


Windsor Heights

 


Harlan

 


Evansdale

 


Tama

 


Carlisle

 


Camanche

 


Dyersville

 


Hampton

 


Tiffin

 


Chariton

 


Jefferson

 


Forest City

 


Saylorville

 


Le Claire

 


Monticello

 


Rock Valley

 


Carter Lake

 


West Liberty

 


Cresco

 


Emmetsburg

 


Albia

 


Waukon

 


Osage

 


Robins

 


Eagle Grove

 


New Hampton

 


Story City

 


Tipton

 


Williamsburg

 


Garner

 


Milford

 


West Burlington

 


Fairfax

 


Wilton

 


Park View

 


Onawa

 


Clarion

 


Jesup

 


Solon

 


Bloomfield

 


Grundy Center

 


Missouri Valley

 


Eldora

 


Sibley

 


Bellevue

 


Center Point

 


Madrid

 


Kalona

 


Rock Rapids

 


West Branch

 


Hudson

 


Marengo

 


Hawarden

 


Belle Plaine

 


Ely

 


Cascade

 


West Union

 


Hull

 


Belmond

 


Mitchellville

 


Lamoni

 


Lisbon

 


La Porte City

 


Toledo

 


Rockwell City

 


Sac City

 


Colfax

 


Postville

 


Ida Grove

 


Sigourney

 


Wapello

 


Lake Mills

 


Ogden

 


Epworth

 


Atkins

 


Sumner

 


Northwood

 


Britt

 


Parkersburg

 


Alta

 


Audubon

 


Monroe

 


Durant

 


Peosta

 


Denver

 


New London

 


Greenfield

 


Columbus Junction

 


Leon

 


Guttenberg

 


Dallas Center

 


Farley

 


Stuart

 


Prairie City

 


Pleasantville

 


Blue Grass

 


Lake City

 


Moville

 


Walcott

 


Pocahontas

 


Reinbeck

 


Mount Ayr

 


Remsen

 


Corydon

 


Traer

 


Nashua

 


Hartley

 


Manson

 


Avoca

 


Mediapolis

 


Granger

 


Oakland

 


Ackley

 


Urbana

 


Guthrie Center

 


Monona

 


Akron

 


Slater

 


Woodward

 


Walford

 


Fayette

 


State Center

 


Corning

 


Manning

 


Logan

 


Montezuma

 

Truth in Lending

Estimate & Apply

1.

Estimate APR

your apr estimator tool

2.

Estimate Payments

estimate payments schedule

3.

Apply Online

apply now example

Iowa Usury Law

Summary brief of Iowa Usury Law § affecting subprime borrowers / Legal: 5% Contract: 7% as of July, 2006; any rate agreed for business purposes or over $25,000 for personal or household purposes / Judgment: 2% over rate on 52 wk. T-Bill / Corporate: Any rate allowed

Source: Iowa Government banking and financial division protecting Iowa residents.

Service Highlights

Responsive Team

Our customer service team is highly dedicated – timely response times.

Transparency

Transparency in regard to fees, interest, and true APR. No surprises.

SwiftWire™

SwiftWire™ loan processing technology for security and speed.

Reasonable Rates

No high interest loans that leave you worse off than before your loan.

Testimonials

Jennifer L / Dallas TX

I had really bad credit and I couldn’t get approved by anyone. Not my bank or our local credit unions, or even my family! I filled out countless application forms online and never even got a reply back. My credit score at the time was low at 505 and I didn’t think there was any hope left. But LSP came through for me!! Highly recommended.

Michael M / LA CA

I had really bad credit and I couldn’t get approved by anyone. Not my bank or our local credit unions, or even my family! I filled out countless application forms online and never even got a reply back. My credit score at the time was low at 505 and I didn’t think there was any hope left. But LSP came through for me!! Highly recommended.

Mark E / Phoenix AZ

I want to recommend the team at Local Subprime for their help getting us approved for a bad credit loan. My score was only 564 when I got approved with their process which took 2 days to get funded. Recommend their services to anyone with a bad credit rating.

Janis K / Orlando FL

A special thank you to Arnold at LSP for his patience efforts in getting me approved for a loan. My credit was quite low and I wasn’t getting approved anywhere.

About subprime loans in Iowa

Our primary goal at Local Subprime is to get you approved for a subprime loan, but we want to do more than that for Iowa residents – we want to you help you consider some financial planning as well, so you won’t find yourself in this financial situation later in life.

Help for Iowa residents with bad credit

Your loan approval is not the end of your financial journey (of course), so it’s critical that you move on from your loan towards a new day, a better credit score, a smarter budget, and a new lease on life. To that end, we have provided more than just a loan application for Iowa borrowers. We have a page specifically for subprime borrowers in your local area of Iowa that includes subprime lenders, credit counselors, financial planners, local assistance, even stress management professionals (after all, dealing with a poor credit rating can be extremely taxing).

What will my monthly payments be?

Here at Local Subprime we have unique process for subprime borrowers who are rightfully concerned about their interest rate will be. Even more importantly, you need to know exactly what your true APR is on a subprime loan. Follow the quick and easy steps below to closely estimate your monthly payments, true APR, total payments per year, final payment date (better known as a payment schedule).

STEP 1 – Get your APR estimate

Using our APR estimator tool here, enter your zip code and credit score. This will give you an APR estimate based on what other subprime borrowers in your area of Iowa reported. The information used is provided by fellow Iowa applicants who had a low credit score very close to yours at the time of their loan request.

STEP 2 – Get your payment schedule estimate

After getting your APR estimate, find out what your estimated payment schedule is here. Fill in your loan amount, loan term (length in years), interest rate (your estimated APR), and the day you want to make your first payment.

STEP 3 – Apply for your loan if feasible

If you’ve completed the first two steps above, you should know what your APR is likely to be, and what your payment schedule is likely to be. If at that time you believe you have enough income to afford your new loan, and all other expenses, you can go forward with your loan application.

After your subprime loan

Once you’re approved for your subprime loan, we hope you take advantage of the other local resources in your area of Iowa. Consider checking out the local provider links and the maps we have gathered on the local service page for your area/county/city/town of Iowa. You can search your city or town in our directory to learn more.

Coming in 2022

MT Office

3745 Harrison Avenue
Butte, Montana
USA - 59701
P: (406) 952 9129
a@localsubprime.com

CA Office

35400 Bob Hope Dr.
Rancho Mirage, CA
USA - 92270
P: (406) 952 9129
a@localsubprime.com

Copyright © 2022  - All Rights Reserved