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SUBPRIME Loans Kentucky

Home / Kentucky

Updated October, 2022

Get a Subprime Loan in Kentucky

If you live in Kentucky and keep getting turned down for a loan because of your credit rating, you’ve come to the right place. Our team of experts excels when it comes to getting subprime borrowers approved.

If you have some kind of steady monthly income, you can still get approved for a loan even with a poor credit score. You can apply for your subprime loan from this Kentucky State page, or from any of our Kentucky City and County pages.

At LSP we use SwiftWire™ – a state of art loan processing technology that’s dramatically changed the ratio of subprime approvals in the industry.

Cost Estimate

$500 $250000
1 years30 years
Interest Rate
2%15%
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Subprime Loans by Kentucky City

Kentucky City List for October 05, 2022


Louisville

 


Lexington

 


Bowling Green

 


Elizabethtown

 


Owensboro

 


Paducah

 


Richmond

 


Covington

 


Frankfort

 


London

 


Georgetown

 


Florence

 


Hopkinsville

 


Nicholasville

 


Somerset

 


Independence

 


Henderson

 


Jeffersontown

 


Winchester

 


Shelbyville

 


Madisonville

 


Radcliff

 


Bardstown

 


Murray

 


Ashland

 


Danville

 


Erlanger

 


Berea

 


St Matthews

 


Burlington

 


Versailles

 


Fort Thomas

 


Shively

 


Newport

 


Mount Washington

 


Campbellsville

 


Glasgow

 


Fort Campbell North

 


Lawrenceburg

 


Middlesborough

 


Paris

 


Shepherdsville

 


Lyndon

 


Mount Sterling

 


Mayfield

 


Maysville

 


Franklin

 


Alexandria

 


Wilmore

 


Central City

 


Francisville

 


Hillview

 


La Grange

 


Oakbrook

 


Harrodsburg

 


Edgewood

 


Fort Knox

 


Elsmere

 


Fort Mitchell

 


Hazard

 


Morehead

 


Middletown

 


Pikeville

 


Villa Hills

 


Oak Grove

 


Corbin

 


Russellville

 


Flatwoods

 


Highland Heights

 


Leitchfield

 


Paintsville

 


Taylor Mill

 


Beaver Dam

 


Cold Spring

 


Monticello

 


Prestonsburg

 


Hebron

 


Vine Grove

 


Cynthiana

 


Princeton

 


Harlan

 


Barbourville

 


Union

 


Williamsburg

 


Lebanon

 


Fort Wright

 


Bellevue

 


Douglass Hills

 


Dayton

 


Buckner

 


Morganfield

 


Grayson

 


Hendron

 


Crestwood

 


Massac

 


Carrollton

 


Prospect

 


Manchester

 


Columbia

 


Westwood

 


Scottsville

 


Benton

 


Ludlow

 


Williamstown

 


Horse Cave

 


Stanford

 


Hurstbourne

 


Crittenden

 


Reidland

 


Farley

 


Greenville

 


Lancaster

 


Stanton

 


Walton

 


Crescent Springs

 


Southgate

 


Louisa

 


Fulton

 


Rineyville

 


West Liberty

 


Hodgenville

 


Crestview Hills

 


Russell

 


Cumberland

 


Cadiz

 


Wilder

 


Providence

 


Park Hills

 


Indian Hills

 


Irvine

 


Springfield

 


Flemingsburg

 


Graymoor-Devondale

 


Pioneer Village

 


Simpsonville

 


Brandenburg

 


Marion

 


Lakeside Park

 


Hartford

 


Russell Springs

 


Dawson Springs

 


Eminence

 


Mount Vernon

 


Eddyville

 


Calvert City

 


Brooks

 


Windy Hills

 


Claryville

 


Morgantown

 


Cave City

 


Anchorage

 


Raceland

 


Hardinsburg

 


Junction City

 


Tompkinsville

 


Jackson

 


Evarts

 


Dry Ridge

 


Liberty

 


Elkton

 


Breckinridge Center

 


Hickman

 


Falmouth

 


Greensburg

 


North Corbin

 


Albany

 


Carlisle

 


Lebanon Junction

 


Jenkins

 


Midway

 


Hurstbourne Acres

 


Ledbetter

 


Doe Valley

 


Whitesburg

 


Jamestown

 


Sturgis

 


Orchard Grass Hills

 


Jeffersonville

 


Catlettsburg

 


Pineville

 


Warsaw

 


Lewisport

 


Munfordville

 


Salyersville

 


Elk Creek

 


Edmonton

 


Owingsville

 


Pewee Valley

 


Olive Hill

 


Worthington Hills

 


Owenton

 


Sebree

 


Coal Run Village

 


Worthington

 


St Regis Park

 


Audubon Park

 


Pine Knot

 


Burkesville

 


Verona

 


Guthrie

 


Vanceburg

 


Whitley City

 


Masonville

 


Auburn

 


Beechwood Village

 


Plano

 


Earlington

 


Taylorsville

 


Livermore

 


West Buechel

 


Clinton

 


Barbourmeade

 


Beattyville

 


Stearns

 


Irvington

 


Silver Grove

 


Brodhead

 


Hebron Estates

 


Coldstream

 


Cloverport

 


Nortonville

 


Augusta

 


Camargo

 


Heritage Creek

 


Greenup

 


Clay

 

Truth in Lending

Estimate & Apply

1.

Estimate APR

your apr estimator tool

2.

Estimate Payments

estimate payments schedule

3.

Apply Online

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Kentucky Usury Law

Summary brief of Kentucky Usury Law § affecting subprime borrowers / Legal: 8% / Contract: 4.5% on loans $15,000 or less; 1.5% on bank & trust company loans of $15,000 or less; others any rate / Judgment: 12% / Corporate: No specific rate

Source: Kentucky Government banking and financial division protecting Kentucky residents.

Service Highlights

Responsive Team

Our customer service team is highly dedicated – timely response times.

Transparency

Transparency in regard to fees, interest, and true APR. No surprises.

SwiftWire™

SwiftWire™ loan processing technology for security and speed.

Reasonable Rates

No high interest loans that leave you worse off than before your loan.

Testimonials

Jennifer L / Dallas TX

I had really bad credit and I couldn’t get approved by anyone. Not my bank or our local credit unions, or even my family! I filled out countless application forms online and never even got a reply back. My credit score at the time was low at 505 and I didn’t think there was any hope left. But LSP came through for me!! Highly recommended.

Michael M / LA CA

I had really bad credit and I couldn’t get approved by anyone. Not my bank or our local credit unions, or even my family! I filled out countless application forms online and never even got a reply back. My credit score at the time was low at 505 and I didn’t think there was any hope left. But LSP came through for me!! Highly recommended.

Mark E / Phoenix AZ

I want to recommend the team at Local Subprime for their help getting us approved for a bad credit loan. My score was only 564 when I got approved with their process which took 2 days to get funded. Recommend their services to anyone with a bad credit rating.

Janis K / Orlando FL

A special thank you to Arnold at LSP for his patience efforts in getting me approved for a loan. My credit was quite low and I wasn’t getting approved anywhere.

About subprime loans in Kentucky

Our primary goal at Local Subprime is to get you approved for a subprime loan, but we want to do more than that for Kentucky residents – we want to you help you consider some financial planning as well, so you won’t find yourself in this financial situation later in life.

Help for Kentucky residents with bad credit

Your loan approval is not the end of your financial journey (of course), so it’s critical that you move on from your loan towards a new day, a better credit score, a smarter budget, and a new lease on life. To that end, we have provided more than just a loan application for Kentucky borrowers. We have a page specifically for subprime borrowers in your local area of Kentucky that includes subprime lenders, credit counselors, financial planners, local assistance, even stress management professionals (after all, dealing with a poor credit rating can be extremely taxing).

What will my monthly payments be?

Here at Local Subprime we have unique process for subprime borrowers who are rightfully concerned about their interest rate will be. Even more importantly, you need to know exactly what your true APR is on a subprime loan. Follow the quick and easy steps below to closely estimate your monthly payments, true APR, total payments per year, final payment date (better known as a payment schedule).

STEP 1 – Get your APR estimate

Using our APR estimator tool here, enter your zip code and credit score. This will give you an APR estimate based on what other subprime borrowers in your area of Kentucky reported. The information used is provided by fellow Kentucky applicants who had a low credit score very close to yours at the time of their loan request.

STEP 2 – Get your payment schedule estimate

After getting your APR estimate, find out what your estimated payment schedule is here. Fill in your loan amount, loan term (length in years), interest rate (your estimated APR), and the day you want to make your first payment.

STEP 3 – Apply for your loan if feasible

If you’ve completed the first two steps above, you should know what your APR is likely to be, and what your payment schedule is likely to be. If at that time you believe you have enough income to afford your new loan, and all other expenses, you can go forward with your loan application.

After your subprime loan

Once you’re approved for your subprime loan, we hope you take advantage of the other local resources in your area of Kentucky. Consider checking out the local provider links and the maps we have gathered on the local service page for your area/county/city/town of Kentucky. You can search your city or town in our directory to learn more.

Coming in 2022

MT Office

3745 Harrison Avenue
Butte, Montana
USA - 59701
P: (406) 952 9129
a@localsubprime.com

CA Office

35400 Bob Hope Dr.
Rancho Mirage, CA
USA - 92270
P: (406) 952 9129
a@localsubprime.com

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