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SUBPRIME Loans Louisiana

Home / Louisiana

Updated May, 2022

Get a Subprime Loan in Louisiana

If you live in Louisiana and keep getting turned down for a loan because of your credit rating, you’ve come to the right place. Our team of experts excels when it comes to getting subprime borrowers approved.

If you have some kind of steady monthly income, you can still get approved for a loan even with a poor credit score. You can apply for your subprime loan from this Louisiana State page, or from any of our Louisiana City and County pages.

At LSP we use SwiftWire™ – a state of art loan processing technology that’s dramatically changed the ratio of subprime approvals in the industry.

Cost Estimate

$500 $250000
1 years30 years
Interest Rate
2%15%
Principal / Interest

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Subprime Loans by Louisiana City

Louisiana City List for May 17, 2022


New Orleans

 


Baton Rouge

 


Shreveport

 


Lafayette

 


Lake Charles

 


Metairie

 


Houma

 


Monroe

 


Mandeville

 


Slidell

 


Alexandria

 


Hammond

 


Bossier City

 


Kenner

 


Prairieville

 


Marrero

 


Central

 


Laplace

 


New Iberia

 


Morgan City

 


Ruston

 


Terrytown

 


Opelousas

 


Chalmette

 


Harvey

 


Shenandoah

 


Bayou Cane

 


Sulphur

 


Abbeville

 


Natchitoches

 


Breaux Bridge

 


Estelle

 


Zachary

 


Gretna

 


Donaldsonville

 


Youngsville

 


Thibodaux

 


Crowley

 


Pineville

 


Luling

 


Belle Chasse

 


Gramercy

 


DeRidder

 


River Ridge

 


Baker

 


Franklin

 


Broussard

 


Bastrop

 


West Monroe

 


Minden

 


Claiborne

 


Bogalusa

 


Bayou Blue

 


Destrehan

 


Gardere

 


Eunice

 


Moss Bluff

 


Gonzales

 


Raceland

 


Covington

 


Jefferson

 


Woodmere

 


Waggaman

 


Timberlane

 


Jennings

 


Denham Springs

 


Carencro

 


Rayne

 


Harahan

 


Fort Polk South

 


Lacombe

 


Merrydale

 


Ville Platte

 


Scott

 


Reserve

 


Prien

 


Tallulah

 


Oak Hills Place

 


Westwego

 


Leesville

 


Old Jefferson

 


Oakdale

 


St Gabriel

 


New Roads

 


Ponchatoula

 


Eden Isle

 


St Rose

 


Red Chute

 


Village St George

 


Larose

 


Marksville

 


Meraux

 


Galliano

 


St Martinville

 


Bridge City

 


Amite City

 


Plaquemine

 


Schriever

 


Jeanerette

 


Walker

 


Addis

 


Cut Off

 


Inniswold

 


Gray

 


Patterson

 


Brownfields

 


Violet

 


Benton

 


Elmwood

 


Mansfield

 


Springhill

 


Ferriday

 


Chackbay

 


Jonesboro

 


Avondale

 


Carlyss

 


Grambling

 


Winnsboro

 


Westlake

 


DeQuincy

 


Monticello

 


Port Allen

 


Winnfield

 


Kaplan

 


Swartz

 


Eastwood

 


Berwick

 


Church Point

 


Arabi

 


Lake Providence

 


Bayou Vista

 


Rayville

 


Jena

 


Ball

 


Bunkie

 


Vidalia

 


Brownsville

 


Franklinton

 


Mamou

 


Farmerville

 


Jackson

 


Livonia

 


Vivian

 


Sunset

 


Cottonport

 


Iowa

 


Richwood

 


South Vacherie

 


Haughton

 

Truth in Lending

Estimate & Apply

1.

Estimate APR

your apr estimator tool

2.

Estimate Payments

estimate payments schedule

3.

Apply Online

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Louisiana Usury Law

Summary brief of Louisiana Usury Law § affecting subprime borrowers / Legal: 12% / Contract: 12%; business loans any rate / Judgment: 3.75% / Corporate: Any rate

Source: Louisiana Government banking and financial division protecting Louisiana residents.

Service Highlights

Responsive Team

Our customer service team is highly dedicated – timely response times.

Transparency

Transparency in regard to fees, interest, and true APR. No surprises.

SwiftWire™

SwiftWire™ loan processing technology for security and speed.

Reasonable Rates

No high interest loans that leave you worse off than before your loan.

Testimonials

Jennifer L / Dallas TX

I had really bad credit and I couldn’t get approved by anyone. Not my bank or our local credit unions, or even my family! I filled out countless application forms online and never even got a reply back. My credit score at the time was low at 505 and I didn’t think there was any hope left. But LSP came through for me!! Highly recommended.

Michael M / LA CA

I had really bad credit and I couldn’t get approved by anyone. Not my bank or our local credit unions, or even my family! I filled out countless application forms online and never even got a reply back. My credit score at the time was low at 505 and I didn’t think there was any hope left. But LSP came through for me!! Highly recommended.

Mark E / Phoenix AZ

I want to recommend the team at Local Subprime for their help getting us approved for a bad credit loan. My score was only 564 when I got approved with their process which took 2 days to get funded. Recommend their services to anyone with a bad credit rating.

Janis K / Orlando FL

A special thank you to Arnold at LSP for his patience efforts in getting me approved for a loan. My credit was quite low and I wasn’t getting approved anywhere.

About subprime loans in Louisiana

Our primary goal at Local Subprime is to get you approved for a subprime loan, but we want to do more than that for Louisiana residents – we want to you help you consider some financial planning as well, so you won’t find yourself in this financial situation later in life.

Help for Louisiana residents with bad credit

Your loan approval is not the end of your financial journey (of course), so it’s critical that you move on from your loan towards a new day, a better credit score, a smarter budget, and a new lease on life. To that end, we have provided more than just a loan application for Louisiana borrowers. We have a page specifically for subprime borrowers in your local area of Louisiana that includes subprime lenders, credit counselors, financial planners, local assistance, even stress management professionals (after all, dealing with a poor credit rating can be extremely taxing).

What will my monthly payments be?

Here at Local Subprime we have unique process for subprime borrowers who are rightfully concerned about their interest rate will be. Even more importantly, you need to know exactly what your true APR is on a subprime loan. Follow the quick and easy steps below to closely estimate your monthly payments, true APR, total payments per year, final payment date (better known as a payment schedule).

STEP 1 – Get your APR estimate

Using our APR estimator tool here, enter your zip code and credit score. This will give you an APR estimate based on what other subprime borrowers in your area of Louisiana reported. The information used is provided by fellow Louisiana applicants who had a low credit score very close to yours at the time of their loan request.

STEP 2 – Get your payment schedule estimate

After getting your APR estimate, find out what your estimated payment schedule is here. Fill in your loan amount, loan term (length in years), interest rate (your estimated APR), and the day you want to make your first payment.

STEP 3 – Apply for your loan if feasible

If you’ve completed the first two steps above, you should know what your APR is likely to be, and what your payment schedule is likely to be. If at that time you believe you have enough income to afford your new loan, and all other expenses, you can go forward with your loan application.

After your subprime loan

Once you’re approved for your subprime loan, we hope you take advantage of the other local resources in your area of Louisiana. Consider checking out the local provider links and the maps we have gathered on the local service page for your area/county/city/town of Louisiana. You can search your city or town in our directory to learn more.

Coming in 2022

MT Office

3745 Harrison Avenue
Butte, Montana
USA - 59701
P: (406) 952 9129
a@localsubprime.com

CA Office

35400 Bob Hope Dr.
Rancho Mirage, CA
USA - 92270
P: (406) 952 9129
a@localsubprime.com

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