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SUBPRIME Loans Michigan

Home / Michigan

Updated May, 2022

Get a Subprime Loan in Michigan

If you live in Michigan and keep getting turned down for a loan because of your credit rating, you’ve come to the right place. Our team of experts excels when it comes to getting subprime borrowers approved.

If you have some kind of steady monthly income, you can still get approved for a loan even with a poor credit score. You can apply for your subprime loan from this Michigan State page, or from any of our Michigan City and County pages.

At LSP we use SwiftWire™ – a state of art loan processing technology that’s dramatically changed the ratio of subprime approvals in the industry.

Cost Estimate

$500 $250000
1 years30 years
Interest Rate
2%15%
Principal / Interest

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Subprime Loans by Michigan City

Michigan City List for May 17, 2022


Detroit

 


Grand Rapids

 


Flint

 


Lansing

 


Ann Arbor

 


Kalamazoo

 


Muskegon

 


Warren

 


Sterling Heights

 


South Lyon

 


Saginaw

 


Holland

 


Dearborn

 


Livonia

 


Jackson

 


Troy

 


Port Huron

 


Westland

 


Farmington Hills

 


Battle Creek

 


Wyoming

 


Rochester Hills

 


Southfield

 


Bay City

 


Taylor

 


Novi

 


Pontiac

 


Royal Oak

 


Benton Harbor

 


St Clair Shores

 


Midland

 


Dearborn Heights

 


Kentwood

 


Traverse City

 


Portage

 


Monroe

 


East Lansing

 


Roseville

 


Adrian

 


Lincoln Park

 


Mount Pleasant

 


Eastpointe

 


Madison Heights

 


Oak Park

 


Southgate

 


Burton

 


Forest Hills

 


Allen Park

 


Marquette

 


Garden City

 


Holt

 


Walker

 


Wyandotte

 


Auburn Hills

 


Norton Shores

 


Inkster

 


Waverly

 


Okemos

 


Romulus

 


Allendale

 


Hamtramck

 


Birmingham

 


Owosso

 


Ypsilanti

 


Escanaba

 


Ferndale

 


Haslett

 


Coldwater

 


Iron Mountain

 


Trenton

 


Jenison

 


Cutlerville

 


Wayne

 


Hazel Park

 


Mount Clemens

 


Alma

 


Grandville

 


Houghton

 


Northview

 


Berkley

 


Grosse Pointe Woods

 


Fraser

 


Ionia

 


Wixom

 


Big Rapids

 


Harper Woods

 


Alpena

 


Sault Ste. Marie

 


Rochester

 


Lapeer

 


Sturgis

 


Charlotte

 


Woodhaven

 


New Baltimore

 


Ishpeming

 


Riverview

 


East Grand Rapids

 


Otsego

 


Cadillac

 


Clawson

 


Fenton

 


Hillsdale

 


Niles

 


Whitehall

 


Grosse Pointe Park

 


Grand Haven

 


Highland Park

 


Ludington

 


Muskegon Heights

 


Three Rivers

 


Farmington

 


Beverly Hills

 


Comstock Park

 


Melvindale

 


Flat Rock

 


Marysville

 


Greenville

 


Howell

 


Ecorse

 


Lambertville

 


Manistee

 


Saline

 


Westwood

 


Plymouth

 


Grosse Pointe Farms

 


Beecher

 


Albion

 


St Johns

 


Mason

 


Tecumseh

 


Gaylord

 


Petoskey

 


St Joseph

 


Holly

 


Paw Paw

 


Temperance

 


Center Line

 


Menominee

 


Grand Ledge

 


Flushing

 


Grand Blanc

 


Milan

 


Hastings

 


Brighton

 


Marshall

 


Lowell

 


River Rouge

 


Hudsonville

 


St Louis

 


Walled Lake

 


Byron Center

 


Fair Plain

 


Berrien Springs

 


Laurium

 


Freeland

 


Whitmore Lake

 


Milford

 


Williamston

 


Ironwood

 


Bridgeport

 


Rockford

 


Allegan

 


Comstock Northwest

 


Huntington Woods

 


Richmond

 


Buena Vista

 


South Monroe

 


Northville

 


Shields

 


Goodrich

 


Dowagiac

 


Chelsea

 


Belding

 


South Haven

 


Eastwood

 


Frankenmuth

 


Zeeland

 


Clare

 


Swartz Creek

 


Eaton Rapids

 


Lake Fenton

 


St Clair

 


Springfield

 


Grosse Pointe

 


Utica

 


Portland

 


Kingsford

 


New Haven

 


Davison

 


Caro

 


DeWitt

 


Michigan Center

 


Wolverine Lake

 


Dexter

 


Gladstone

 


Cheboygan

 


Wayland

 


Durand

 


Vandercook Lake

 


Dundee

 


Negaunee

 


Gibraltar

 


Hancock

 


Fremont

 


Sparta

 


Coopersville

 


Buchanan

 


East Tawas

 


Constantine

 


Charlevoix

 


Benton Heights

 


Perry

 


Lathrup Village

 


Marine City

 


Algonac

 


Bloomfield Hills

 


Linden

 


Belleville

 


Wolf Lake

 


Level Park-Oak Park

 


Fowlerville

 


Roosevelt Park

 

Truth in Lending

Estimate & Apply

1.

Estimate APR

your apr estimator tool

2.

Estimate Payments

estimate payments schedule

3.

Apply Online

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Michigan Usury Law

Summary brief of Michigan Usury Law § affecting subprime borrowers / Legal: 5% / Contract: 7%; any rate on business loan by bank, insurance company, or financial subsidiary of manufacturing company: 11% on other business loans / Judgment: 13% or rate specified in contract but not over 13% / Corporate: Any interest rate allowed

Source: Michigan Government banking and financial division protecting Michigan residents.

Service Highlights

Responsive Team

Our customer service team is highly dedicated – timely response times.

Transparency

Transparency in regard to fees, interest, and true APR. No surprises.

SwiftWire™

SwiftWire™ loan processing technology for security and speed.

Reasonable Rates

No high interest loans that leave you worse off than before your loan.

Testimonials

Jennifer L / Dallas TX

I had really bad credit and I couldn’t get approved by anyone. Not my bank or our local credit unions, or even my family! I filled out countless application forms online and never even got a reply back. My credit score at the time was low at 505 and I didn’t think there was any hope left. But LSP came through for me!! Highly recommended.

Michael M / LA CA

I had really bad credit and I couldn’t get approved by anyone. Not my bank or our local credit unions, or even my family! I filled out countless application forms online and never even got a reply back. My credit score at the time was low at 505 and I didn’t think there was any hope left. But LSP came through for me!! Highly recommended.

Mark E / Phoenix AZ

I want to recommend the team at Local Subprime for their help getting us approved for a bad credit loan. My score was only 564 when I got approved with their process which took 2 days to get funded. Recommend their services to anyone with a bad credit rating.

Janis K / Orlando FL

A special thank you to Arnold at LSP for his patience efforts in getting me approved for a loan. My credit was quite low and I wasn’t getting approved anywhere.

About subprime loans in Michigan

Our primary goal at Local Subprime is to get you approved for a subprime loan, but we want to do more than that for Michigan residents – we want to you help you consider some financial planning as well, so you won’t find yourself in this financial situation later in life.

Help for Michigan residents with bad credit

Your loan approval is not the end of your financial journey (of course), so it’s critical that you move on from your loan towards a new day, a better credit score, a smarter budget, and a new lease on life. To that end, we have provided more than just a loan application for Michigan borrowers. We have a page specifically for subprime borrowers in your local area of Michigan that includes subprime lenders, credit counselors, financial planners, local assistance, even stress management professionals (after all, dealing with a poor credit rating can be extremely taxing).

What will my monthly payments be?

Here at Local Subprime we have unique process for subprime borrowers who are rightfully concerned about their interest rate will be. Even more importantly, you need to know exactly what your true APR is on a subprime loan. Follow the quick and easy steps below to closely estimate your monthly payments, true APR, total payments per year, final payment date (better known as a payment schedule).

STEP 1 – Get your APR estimate

Using our APR estimator tool here, enter your zip code and credit score. This will give you an APR estimate based on what other subprime borrowers in your area of Michigan reported. The information used is provided by fellow Michigan applicants who had a low credit score very close to yours at the time of their loan request.

STEP 2 – Get your payment schedule estimate

After getting your APR estimate, find out what your estimated payment schedule is here. Fill in your loan amount, loan term (length in years), interest rate (your estimated APR), and the day you want to make your first payment.

STEP 3 – Apply for your loan if feasible

If you’ve completed the first two steps above, you should know what your APR is likely to be, and what your payment schedule is likely to be. If at that time you believe you have enough income to afford your new loan, and all other expenses, you can go forward with your loan application.

After your subprime loan

Once you’re approved for your subprime loan, we hope you take advantage of the other local resources in your area of Michigan. Consider checking out the local provider links and the maps we have gathered on the local service page for your area/county/city/town of Michigan. You can search your city or town in our directory to learn more.

Coming in 2022

MT Office

3745 Harrison Avenue
Butte, Montana
USA - 59701
P: (406) 952 9129
a@localsubprime.com

CA Office

35400 Bob Hope Dr.
Rancho Mirage, CA
USA - 92270
P: (406) 952 9129
a@localsubprime.com

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