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SUBPRIME Loans Minnesota

Home / Minnesota

Updated May, 2022

Get a Subprime Loan in Minnesota

If you live in Minnesota and keep getting turned down for a loan because of your credit rating, you’ve come to the right place. Our team of experts excels when it comes to getting subprime borrowers approved.

If you have some kind of steady monthly income, you can still get approved for a loan even with a poor credit score. You can apply for your subprime loan from this Minnesota State page, or from any of our Minnesota City and County pages.

At LSP we use SwiftWire™ – a state of art loan processing technology that’s dramatically changed the ratio of subprime approvals in the industry.

Cost Estimate

$500 $250000
1 years30 years
Interest Rate
2%15%
Principal / Interest

Principle Interest

Repay per year at .
Total you will repay:
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Subprime Loans by Minnesota City

Minnesota City List for May 17, 2022


St Paul

 


Rochester

 


Duluth

 


St Cloud

 


Bloomington

 


Brooklyn Park

 


Plymouth

 


Woodbury

 


Maple Grove

 


Lakeville

 


Eagan

 


Blaine

 


Eden Prairie

 


Coon Rapids

 


Mankato

 


Burnsville

 


Apple Valley

 


Minnetonka

 


Edina

 


St Louis Park

 


Moorhead

 


Shakopee

 


Maplewood

 


Cottage Grove

 


Roseville

 


Richfield

 


Inver Grove Heights

 


Andover

 


Savage

 


Brooklyn Center

 


Winona

 


Oakdale

 


Fridley

 


Ramsey

 


Monticello

 


Prior Lake

 


Shoreview

 


Chaska

 


Chanhassen

 


White Bear Lake

 


Owatonna

 


Austin

 


Champlin

 


Elk River

 


Rosemount

 


Forest Lake

 


Faribault

 


Farmington

 


Hastings

 


Crystal

 


New Brighton

 


Northfield

 


Lino Lakes

 


Golden Valley

 


Alexandria

 


New Hope

 


Willmar

 


Columbia Heights

 


South St Paul

 


West St Paul

 


Stillwater

 


Brainerd

 


Sartell

 


Hopkins

 


St Michael

 


Otsego

 


Albert Lea

 


Anoka

 


Buffalo

 


Bemidji

 


Ham Lake

 


Red Wing

 


Cambridge

 


Hibbing

 


Hugo

 


Robbinsdale

 


Sauk Rapids

 


Hutchinson

 


North Mankato

 


Fergus Falls

 


Vadnais Heights

 


Rogers

 


Marshall

 


Mounds View

 


New Ulm

 


Worthington

 


Cloquet

 


North St Paul

 


Waconia

 


St Peter

 


Virginia

 


East Bethel

 


Mendota Heights

 


Big Lake

 


Grand Rapids

 


North Branch

 


Little Canada

 


Arden Hills

 


Victoria

 


Fairmont

 


Hermantown

 


Mound

 


Little Falls

 


Zimmerman

 


Detroit Lakes

 


Lake Elmo

 


Thief River Falls

 


Lindstrom

 


St Anthony

 


Waseca

 


Oak Grove

 


New Prague

 


East Grand Forks

 


Baxter

 


Orono

 


Mahtomedi

 


Minnetrista

 


Shorewood

 


Wyoming

 


St Francis

 


Crookston

 


Waite Park

 


Kasson

 


Albertville

 


St Joseph

 


Belle Plaine

 


Spring Lake Park

 


Medina

 


Dayton

 


Litchfield

 


Jordan

 


International Falls

 


Delano

 


Corcoran

 


Isanti

 


Stewartville

 


Byron

 


Glencoe

 


Falcon Heights

 


St Paul Park

 


North Oaks

 


Morris

 


Chisago City

 


Montrose

 


Lake City

 


Carver

 


Montevideo

 


La Crescent

 


Oak Park Heights

 


Princeton

 


Redwood Falls

 


Becker

 


Circle Pines

 


Chisholm

 


Rockford

 


Elko New Market

 


Nowthen

 


Wayzata

 


Cold Spring

 


Luverne

 


Watertown

 


Sauk Centre

 


Dilworth

 


St James

 


Windom

 


Cokato

 


Park Rapids

 


Lonsdale

 


Scandia

 


Rice Lake

 


Columbus

 


Grant

 


Goodview

 


Wadena

 


Le Sueur

 


Cannon Falls

 


Pipestone

 


Centerville

 


Deephaven

 


St Augusta

 


Independence

 


Norwood Young America

 


Bayport

 


St Charles

 


Melrose

 


Mora

 


Perham

 


New London

 


Newport

 


Eveleth

 


Annandale

 


Two Harbors

 


Hanover

 


Zumbrota

 


Pine Island

 


Crosby

 


Sleepy Eye

 


Ely

 


Long Prairie

 


Plainview

 


Rush City

 


Jackson

 


Breckenridge

 


Moose Lake

 


Pine City

 


Blue Earth

 


Eagle Lake

 


Montgomery

 


Benson

 


Greenfield

 


Proctor

 


Afton

 


Staples

 


Milaca

 


Mountain Iron

 


Chatfield

 


Roseau

 


Albany

 


Dodge Center

 


Caledonia

 


Osseo

 


Cohasset

 


Granite Falls

 


Foley

 


Lexington

 


Sandstone

 


Glenwood

 


Barnesville

 


Rockville

 


Pelican Rapids

 


Lauderdale

 


Paynesville

 


Le Center

 


Lake Crystal

 


Wabasha

 


Breezy Point

 


Spring Valley

 


St Bonifacius

 


Crosslake

 


Excelsior

 


Olivia

 


Pequot Lakes

 


Mayer

 


Madelia

 


Janesville

 


Winsted

 


Gaylord

 


Hawley

 


Wells

 


Maple Lake

 


Arlington

 


Howard Lake

 


Maple Plain

 


Nisswa

 


Tracy

 


Esko

 


Mountain Lake

 


Springfield

 


Eyota

 


Aitkin

 


Slayton

 


Coleraine

 


Hoyt Lakes

 


Blooming Prairie

 


Hinckley

 


Waterville

 


Lakeland

 


Clearwater

 


Long Lake

 


Braham

 


Kenyon

 


Cologne

 


Warroad

 


Red Lake

 


Spring Park

 


Ortonville

 


Gilbert

 


Silver Bay

 


Osakis

 


Lester Prairie

 


Rushford

 


Mapleton

 


Canby

 


Rock Creek

 


Dundas

 


Aurora

 


Lakefield

 


Waverly

 


Avon

 


Tonka Bay

 


Ada

 


Warren

 


Lewiston

 


Oronoco

 


Stacy

 


Babbitt

 


Richmond

 


Fosston

 


Dassel

 


Red Lake Falls

 


Bagley

 


Dawson

 


Madison

 


Frazee

 


Rice

 


Glyndon

 


Pierz

 


Grand Marais

 


Minneota

 


Winthrop

 


Winnebago

 


Hayfield

 


Appleton

 


Menahga

 


Preston

 

Truth in Lending

Estimate & Apply

1.

Estimate APR

your apr estimator tool

2.

Estimate Payments

estimate payments schedule

3.

Apply Online

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Minnesota Usury Law

Summary brief of Minnesota Usury Law § affecting subprime borrowers / Legal: 6% / Contract: 8%; 10.08% business loans under $100,000; any rate agreed in writing over $100,000 / Judgment: rate on judgments is based on current average yield on U.S. Treasury bills with one-year maturities. State court administrator determines the yearly rate by December 20 of each year / Corporate: No specified rate

Source: Minnesota Government banking and financial division protecting Minnesota residents.

Service Highlights

Responsive Team

Our customer service team is highly dedicated – timely response times.

Transparency

Transparency in regard to fees, interest, and true APR. No surprises.

SwiftWire™

SwiftWire™ loan processing technology for security and speed.

Reasonable Rates

No high interest loans that leave you worse off than before your loan.

Testimonials

Jennifer L / Dallas TX

I had really bad credit and I couldn’t get approved by anyone. Not my bank or our local credit unions, or even my family! I filled out countless application forms online and never even got a reply back. My credit score at the time was low at 505 and I didn’t think there was any hope left. But LSP came through for me!! Highly recommended.

Michael M / LA CA

I had really bad credit and I couldn’t get approved by anyone. Not my bank or our local credit unions, or even my family! I filled out countless application forms online and never even got a reply back. My credit score at the time was low at 505 and I didn’t think there was any hope left. But LSP came through for me!! Highly recommended.

Mark E / Phoenix AZ

I want to recommend the team at Local Subprime for their help getting us approved for a bad credit loan. My score was only 564 when I got approved with their process which took 2 days to get funded. Recommend their services to anyone with a bad credit rating.

Janis K / Orlando FL

A special thank you to Arnold at LSP for his patience efforts in getting me approved for a loan. My credit was quite low and I wasn’t getting approved anywhere.

About subprime loans in Minnesota

Our primary goal at Local Subprime is to get you approved for a subprime loan, but we want to do more than that for Minnesota residents – we want to you help you consider some financial planning as well, so you won’t find yourself in this financial situation later in life.

Help for Minnesota residents with bad credit

Your loan approval is not the end of your financial journey (of course), so it’s critical that you move on from your loan towards a new day, a better credit score, a smarter budget, and a new lease on life. To that end, we have provided more than just a loan application for Minnesota borrowers. We have a page specifically for subprime borrowers in your local area of Minnesota that includes subprime lenders, credit counselors, financial planners, local assistance, even stress management professionals (after all, dealing with a poor credit rating can be extremely taxing).

What will my monthly payments be?

Here at Local Subprime we have unique process for subprime borrowers who are rightfully concerned about their interest rate will be. Even more importantly, you need to know exactly what your true APR is on a subprime loan. Follow the quick and easy steps below to closely estimate your monthly payments, true APR, total payments per year, final payment date (better known as a payment schedule).

STEP 1 – Get your APR estimate

Using our APR estimator tool here, enter your zip code and credit score. This will give you an APR estimate based on what other subprime borrowers in your area of Minnesota reported. The information used is provided by fellow Minnesota applicants who had a low credit score very close to yours at the time of their loan request.

STEP 2 – Get your payment schedule estimate

After getting your APR estimate, find out what your estimated payment schedule is here. Fill in your loan amount, loan term (length in years), interest rate (your estimated APR), and the day you want to make your first payment.

STEP 3 – Apply for your loan if feasible

If you’ve completed the first two steps above, you should know what your APR is likely to be, and what your payment schedule is likely to be. If at that time you believe you have enough income to afford your new loan, and all other expenses, you can go forward with your loan application.

After your subprime loan

Once you’re approved for your subprime loan, we hope you take advantage of the other local resources in your area of Minnesota. Consider checking out the local provider links and the maps we have gathered on the local service page for your area/county/city/town of Minnesota. You can search your city or town in our directory to learn more.

Coming in 2022

MT Office

3745 Harrison Avenue
Butte, Montana
USA - 59701
P: (406) 952 9129
a@localsubprime.com

CA Office

35400 Bob Hope Dr.
Rancho Mirage, CA
USA - 92270
P: (406) 952 9129
a@localsubprime.com

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