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SUBPRIME Loans Oregon

Home / Oregon

Updated October, 2022

Get a Subprime Loan in Oregon

If you live in Oregon and keep getting turned down for a loan because of your credit rating, you’ve come to the right place. Our team of experts excels when it comes to getting subprime borrowers approved.

If you have some kind of steady monthly income, you can still get approved for a loan even with a poor credit score. You can apply for your subprime loan from this Oregon State page, or from any of our Oregon City and County pages.

At LSP we use SwiftWire™ – a state of art loan processing technology that’s dramatically changed the ratio of subprime approvals in the industry.

Cost Estimate

$500 $250000
1 years30 years
Interest Rate
2%15%
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Subprime Loans by Oregon City

Oregon City List for October 05, 2022


Portland

 


Eugene

 


Salem

 


Medford

 


Bend

 


Gresham

 


Hillsboro

 


Beaverton

 


Corvallis

 


Springfield

 


Albany

 


Grants Pass

 


Tigard

 


Aloha

 


Roseburg

 


Klamath Falls

 


McMinnville

 


Lake Oswego

 


Keizer

 


Oregon City

 


Woodburn

 


Redmond

 


Coos Bay

 


Hermiston

 


Newberg

 


Tualatin

 


St Helens

 


West Linn

 


Bethany

 


Forest Grove

 


Wilsonville

 


Ontario

 


Happy Valley

 


Lebanon

 


Hayesville

 


Ashland

 


Milwaukie

 


The Dalles

 


Monmouth

 


Sherwood

 


Canby

 


Altamont

 


Central Point

 


Oak Grove

 


Dallas

 


Cedar Mill

 


Pendleton

 


Four Corners

 


Troutdale

 


Hood River

 


La Grande

 


Astoria

 


Oatfield

 


Cornelius

 


Prineville

 


Gladstone

 


Oak Hills

 


Lincoln City

 


Newport

 


Cottage Grove

 


Sandy

 


Stayton

 


Brookings

 


Damascus

 


Silverton

 


Florence

 


Sweet Home

 


Independence

 


Bull Mountain

 


Molalla

 


Rockcreek

 


White City

 


Baker City

 


North Bend

 


Fairview

 


Eagle Point

 


Madras

 


Sutherlin

 


Seaside

 


Cedar Hills

 


West Haven-Sylvan

 


Sheridan

 


Tillamook

 


Jennings Lodge

 


Green

 


Scappoose

 


Umatilla

 


Milton-Freewater

 


Garden Home-Whitford

 


Creswell

 


West Slope

 


Junction City

 


Veneta

 


Talent

 


Raleigh Hills

 


Deschutes River Woods

 


Warrenton

 


Philomath

 


Winston

 


Estacada

 


Roseburg North

 


Phoenix

 


Mount Hood Village

 


Reedsport

 


Coquille

 


King City

 


Aumsville

 


Lafayette

 


Tri-City

 


Burns

 


Wood Village

 


Beavercreek

 


Crooked River Ranch

 


Harrisburg

 


Mount Angel

 


Boardman

 


Metzger

 


Waldport

 


Toledo

 


Shady Cove

 


Hubbard

 


Myrtle Creek

 


Carlton

 


Nyssa

 


Oakridge

 


Jefferson

 


Dundee

 


Warm Springs

 


Three Rivers

 


Bandon

 


Redwood

 


Lakeview

 


Jacksonville

 


Gold Beach

 


Eagle Crest

 


Sisters

 


Sublimity

 


Gervais

 


Dayton

 


Irrigon

 


Myrtle Point

 


Millersburg

 


Bunker Hill

 


Odell

 


Mulino

 


Rogue River

 


Vernonia

 


Willamina

 


Union

 


North Plains

 


Turner

 


Stanfield

 


Lincoln Beach

 


Banks

 


Columbia City

 


Rainier

 


Enterprise

 


Cave Junction

 


Mill City

 


Canyonville

 


Harbor

 


Chenoweth

 


Warren

 


La Pine

 


Durham

 


Merlin

 


Barview

 


Clatskanie

 


Brownsville

 


Vale

 


Lakeside

 


Elgin

 


Cannon Beach

 


Stafford

 


Amity

 


Culver

 


John Day

 


Terrebonne

 


Gearhart

 


Grand Ronde

 


New Hope

 


Hines

 


Pilot Rock

 


Depoe Bay

 


Rockaway Beach

 


Dunes City

 


Bay City

 


Williams

 


Glide

 


Tangent

 


Siletz

 


Gold Hill

 


Sunriver

 


Lyons

 

Truth in Lending

Estimate & Apply

1.

Estimate APR

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2.

Estimate Payments

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3.

Apply Online

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Oregon Usury Law

Summary brief of Oregon Usury Law § affecting subprime borrowers / Legal: 9% / Contract: The rate of interest shall be as agreed between the parties, except (a) on loans under $50,000 the rate shall not exceed greater of 12% or 5% in excess of discount rate on 90-day commercial paper at the Federal Reserve Bank and (b) if parties have not otherwise agreed, rate in the following transactions is 9%: (i) all moneys after they become due (open accounts bear interest from date of last item), (ii) money received to use of another and retained beyond reasonable time without consent and (iii) money due when there is a contract to pay interest and no rate is specified. / Judgment: 9% / Corporate: No specific rate

Source: Oregon Government banking and financial division protecting Oregon residents.

Service Highlights

Responsive Team

Our customer service team is highly dedicated – timely response times.

Transparency

Transparency in regard to fees, interest, and true APR. No surprises.

SwiftWire™

SwiftWire™ loan processing technology for security and speed.

Reasonable Rates

No high interest loans that leave you worse off than before your loan.

Testimonials

Jennifer L / Dallas TX

I had really bad credit and I couldn’t get approved by anyone. Not my bank or our local credit unions, or even my family! I filled out countless application forms online and never even got a reply back. My credit score at the time was low at 505 and I didn’t think there was any hope left. But LSP came through for me!! Highly recommended.

Michael M / LA CA

I had really bad credit and I couldn’t get approved by anyone. Not my bank or our local credit unions, or even my family! I filled out countless application forms online and never even got a reply back. My credit score at the time was low at 505 and I didn’t think there was any hope left. But LSP came through for me!! Highly recommended.

Mark E / Phoenix AZ

I want to recommend the team at Local Subprime for their help getting us approved for a bad credit loan. My score was only 564 when I got approved with their process which took 2 days to get funded. Recommend their services to anyone with a bad credit rating.

Janis K / Orlando FL

A special thank you to Arnold at LSP for his patience efforts in getting me approved for a loan. My credit was quite low and I wasn’t getting approved anywhere.

About subprime loans in Oregon

Our primary goal at Local Subprime is to get you approved for a subprime loan, but we want to do more than that for Oregon residents – we want to you help you consider some financial planning as well, so you won’t find yourself in this financial situation later in life.

Help for Oregon residents with bad credit

Your loan approval is not the end of your financial journey (of course), so it’s critical that you move on from your loan towards a new day, a better credit score, a smarter budget, and a new lease on life. To that end, we have provided more than just a loan application for Oregon borrowers. We have a page specifically for subprime borrowers in your local area of Oregon that includes subprime lenders, credit counselors, financial planners, local assistance, even stress management professionals (after all, dealing with a poor credit rating can be extremely taxing).

What will my monthly payments be?

Here at Local Subprime we have unique process for subprime borrowers who are rightfully concerned about their interest rate will be. Even more importantly, you need to know exactly what your true APR is on a subprime loan. Follow the quick and easy steps below to closely estimate your monthly payments, true APR, total payments per year, final payment date (better known as a payment schedule).

STEP 1 – Get your APR estimate

Using our APR estimator tool here, enter your zip code and credit score. This will give you an APR estimate based on what other subprime borrowers in your area of Oregon reported. The information used is provided by fellow Oregon applicants who had a low credit score very close to yours at the time of their loan request.

STEP 2 – Get your payment schedule estimate

After getting your APR estimate, find out what your estimated payment schedule is here. Fill in your loan amount, loan term (length in years), interest rate (your estimated APR), and the day you want to make your first payment.

STEP 3 – Apply for your loan if feasible

If you’ve completed the first two steps above, you should know what your APR is likely to be, and what your payment schedule is likely to be. If at that time you believe you have enough income to afford your new loan, and all other expenses, you can go forward with your loan application.

After your subprime loan

Once you’re approved for your subprime loan, we hope you take advantage of the other local resources in your area of Oregon. Consider checking out the local provider links and the maps we have gathered on the local service page for your area/county/city/town of Oregon. You can search your city or town in our directory to learn more.

Coming in 2022

MT Office

3745 Harrison Avenue
Butte, Montana
USA - 59701
P: (406) 952 9129
a@localsubprime.com

CA Office

35400 Bob Hope Dr.
Rancho Mirage, CA
USA - 92270
P: (406) 952 9129
a@localsubprime.com

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