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SUBPRIME Loans Pennsylvania

Home / Pennsylvania

Updated May, 2023

Get a Subprime Loan in Pennsylvania

If you live in Pennsylvania and keep getting turned down for a loan because of your credit rating, you’ve come to the right place. Our team of experts excels when it comes to getting subprime borrowers approved.

If you have some kind of steady monthly income, you can still get approved for a loan even with a poor credit score. You can apply for your subprime loan from this Pennsylvania State page, or from any of our Pennsylvania City and County pages.

At LSP we use SwiftWire™ – a state of art loan processing technology that’s dramatically changed the ratio of subprime approvals in the industry.

Cost Estimate

$500 $250000
1 years30 years
Interest Rate
2%15%
Principal / Interest

Principle Interest

Repay per year at .
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Subprime Loans by Pennsylvania City

Pennsylvania City List for May 28, 2023


Philadelphia

 


Pittsburgh

 


Allentown

 


Harrisburg

 


Lancaster

 


Scranton

 


Reading

 


York

 


Erie

 


Pottstown

 


State College

 


Lebanon

 


Bethlehem

 


Altoona

 


Hanover

 


Johnstown

 


Monessen

 


East Stroudsburg

 


Hazleton

 


Williamsport

 


Chambersburg

 


Levittown

 


Bloomsburg

 


Uniontown

 


Wilkes-Barre

 


Pottsville

 


New Castle

 


Butler

 


Norristown

 


Chester

 


Bethel Park

 


Milton

 


Shamokin

 


Drexel Hill

 


Sunbury

 


Monroeville

 


Easton

 


Indiana

 


Plum

 


Waynesboro

 


Mount Pocono

 


Allison Park

 


Meadville

 


Lewistown

 


King of Prussia

 


West Chester

 


West Mifflin

 


Murrysville

 


Baldwin

 


Carlisle

 


McKeesport

 


Shenandoah

 


Sayre

 


Shippensburg

 


Lansdale

 


Phoenixville

 


Lock Haven

 


Fullerton

 


Hermitage

 


Wilkinsburg

 


Willow Grove

 


Franklin Park

 


New Freedom

 


Hershey

 


Warren

 


Tamaqua

 


Greensburg

 


Oil City

 


Ephrata

 


Colonial Park

 


Washington

 


South Park Township

 


Montgomeryville

 


Coatesville

 


Bellefonte

 


Dunmore

 


Kittanning

 


Sharon

 


Weigelstown

 


Kingston

 


Ardmore

 


New Kensington

 


St Marys

 


Carnot-Moon

 


Ellwood City

 


Somerset

 


Yeadon

 


Mountain Top

 


Emmaus

 


Elizabethtown

 


Bradford

 


DuBois

 


Broomall

 


Huntingdon

 


Jefferson Hills

 


Grove City

 


Lower Burrell

 


Shiloh

 


Munhall

 


Darby

 


Lansdowne

 


Wyomissing

 


Columbia

 


Nanticoke

 


Park Forest Village

 


Clearfield

 


Clarion

 


Kutztown

 


Progress

 


Cresson

 


Croydon

 


Berwick

 


Northampton

 


Philipsburg

 


Middletown

 


Greenville

 


Harleysville

 


Lititz

 


Brentwood

 


Muncy

 


Woodlyn

 


Audubon

 


Jersey Shore

 


Economy

 


Northwest Harborcreek

 


Jeannette

 


Mechanicsburg

 


Folsom

 


Aliquippa

 


Franklin

 


Collingdale

 


Quakertown

 


Canonsburg

 


Perkasie

 


Glenshaw

 


Swissvale

 


Sanatoga

 


Morrisville

 


East York

 


Willow Street

 


Carbondale

 


Fairless Hills

 


Millersville

 


Kulpsville

 


Beaver Falls

 


Dormont

 


Mount Joy

 


Waynesburg

 


Castle Shannon

 


Blandon

 


Brookhaven

 


Conshohocken

 


Bellevue

 


Pleasant Hills

 


Village Green-Green Ridge

 


Camp Hill

 


Downingtown

 


Old Forge

 


Latrobe

 


Glenside

 


Wilson

 


Carnegie

 


Pittston

 


Quarryville

 


Gettysburg

 


Palmyra

 


Leola

 


Hatboro

 


White Oak

 


Ashland

 


Ancient Oaks

 


Connellsville

 


New Cumberland

 


Parkville

 


Middletown

 


Glenolden

 


Tyrone

 


Souderton

 


Ridley Park

 


Archbald

 


Plymouth Meeting

 


Breinigsville

 


Maple Glen

 


Roaring Spring

 


Clifton Heights

 


Wescosville

 


Blairsville

 


Folcroft

 


Ambridge

 


Catasauqua

 


Portage

 


Slippery Rock

 


Clairton

 


Oakmont

 


West View

 


Homeacre-Lyndora

 


Prospect Park

 


Ambler

 


Littlestown

 


Lionville

 


Richboro

 


Swarthmore

 


Red Lion

 


Forest Hills

 


California

 


Enola

 


Blue Bell

 


Boothwyn

 


Edinboro

 


Blakely

 


Corry

 


Kennett Square

 


Montgomery

 


Arlington Heights

 


Punxsutawney

 


South Williamsport

 


Northern Cambria

 


Trooper

 


Steelton

 


Penn Wynne

 


Taylor

 


Selinsgrove

 


Norwood

 


McKees Rocks

 

Truth in Lending

Estimate & Apply

1.

Estimate APR

your apr estimator tool

2.

Estimate Payments

estimate payments schedule

3.

Apply Online

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Pennsylvania Usury Law

Summary brief of Pennsylvania Usury Law § affecting subprime borrowers / Legal: 6% to $50,000 Contract: 6.5% / Judgment: 6% / Corporate: No specific rate

Source: Pennsylvania Government banking and financial division protecting Pennsylvania residents.

Service Highlights

Responsive Team

Our customer service team is highly dedicated – timely response times.

Transparency

Transparency in regard to fees, interest, and true APR. No surprises.

SwiftWire™

SwiftWire™ loan processing technology for security and speed.

Reasonable Rates

No high interest loans that leave you worse off than before your loan.

Testimonials

Jennifer L / Dallas TX

I had really bad credit and I couldn’t get approved by anyone. Not my bank or our local credit unions, or even my family! I filled out countless application forms online and never even got a reply back. My credit score at the time was low at 505 and I didn’t think there was any hope left. But LSP came through for me!! Highly recommended.

Michael M / LA CA

I had really bad credit and I couldn’t get approved by anyone. Not my bank or our local credit unions, or even my family! I filled out countless application forms online and never even got a reply back. My credit score at the time was low at 505 and I didn’t think there was any hope left. But LSP came through for me!! Highly recommended.

Mark E / Phoenix AZ

I want to recommend the team at Local Subprime for their help getting us approved for a bad credit loan. My score was only 564 when I got approved with their process which took 2 days to get funded. Recommend their services to anyone with a bad credit rating.

Janis K / Orlando FL

A special thank you to Arnold at LSP for his patience efforts in getting me approved for a loan. My credit was quite low and I wasn’t getting approved anywhere.

About subprime loans in Pennsylvania

Our primary goal at Local Subprime is to get you approved for a subprime loan, but we want to do more than that for Pennsylvania residents – we want to you help you consider some financial planning as well, so you won’t find yourself in this financial situation later in life.

Help for Pennsylvania residents with bad credit

Your loan approval is not the end of your financial journey (of course), so it’s critical that you move on from your loan towards a new day, a better credit score, a smarter budget, and a new lease on life. To that end, we have provided more than just a loan application for Pennsylvania borrowers. We have a page specifically for subprime borrowers in your local area of Pennsylvania that includes subprime lenders, credit counselors, financial planners, local assistance, even stress management professionals (after all, dealing with a poor credit rating can be extremely taxing).

What will my monthly payments be?

Here at Local Subprime we have unique process for subprime borrowers who are rightfully concerned about their interest rate will be. Even more importantly, you need to know exactly what your true APR is on a subprime loan. Follow the quick and easy steps below to closely estimate your monthly payments, true APR, total payments per year, final payment date (better known as a payment schedule).

STEP 1 – Get your APR estimate

Using our APR estimator tool here, enter your zip code and credit score. This will give you an APR estimate based on what other subprime borrowers in your area of Pennsylvania reported. The information used is provided by fellow Pennsylvania applicants who had a low credit score very close to yours at the time of their loan request.

STEP 2 – Get your payment schedule estimate

After getting your APR estimate, find out what your estimated payment schedule is here. Fill in your loan amount, loan term (length in years), interest rate (your estimated APR), and the day you want to make your first payment.

STEP 3 – Apply for your loan if feasible

If you’ve completed the first two steps above, you should know what your APR is likely to be, and what your payment schedule is likely to be. If at that time you believe you have enough income to afford your new loan, and all other expenses, you can go forward with your loan application.

After your subprime loan

Once you’re approved for your subprime loan, we hope you take advantage of the other local resources in your area of Pennsylvania. Consider checking out the local provider links and the maps we have gathered on the local service page for your area/county/city/town of Pennsylvania. You can search your city or town in our directory to learn more.

Coming in 2022

MT Office

3745 Harrison Avenue
Butte, Montana
USA - 59701
P: (406) 952 9129
a@localsubprime.com

CA Office

35400 Bob Hope Dr.
Rancho Mirage, CA
USA - 92270
P: (406) 952 9129
a@localsubprime.com

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