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Subprime Personal Loans Chickasaw AL

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Updated March, 2023

Get a Subprime Personal Loan in Chickasaw AL

If you live in Chickasaw Alabama and keep getting turned down for a subprime personal loan because of your credit rating, you’ve come to the right place. Our experts excel when it comes to getting subprime borrowers approved, and have done so for other borrowers in Mobile County; specifically in the greater Chickasaw area.

If you have some kind of steady monthly income, you can still get approved for a subprime personal loan even with a poor credit score. You can apply for your loan from multiple areas of this Chickasaw AL page.

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1 years30 years
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Service Area for Subprime Personal Loans in Chickasaw AL

Today's video for March 25, 2023

Alabama Usury Law

Summary brief of Usury Law § affecting subprime personal loan rates in Chickasaw AL / Legal: 6% Contract: 1% above discount rate or Greater of 8% or 2% above prime Judgment: 12% Corporate: Any rate agreed to above $2000

Source: Alabama Government banking and financial division protecting Alabama residents.

Service Highlights

Responsive Team

Our customer service team is highly dedicated – timely response times.


Transparency in regard to fees, interest, and true APR. No surprises.


SwiftWire™ loan processing technology for security and speed.

Reasonable Rates

Fair and reasonable annual percentage rates (APR).


Jennifer L / Dallas TX

I had really bad credit and I couldn’t get approved by anyone. Not my bank or our local credit unions, or even my family! I filled out countless application forms online and never even got a reply back. My credit score at the time was low at 505 and I didn’t think there was any hope left. But LSP came through for me!! Highly recommended.

Michael M / LA CA

I had really bad credit and I couldn’t get approved by anyone. Not my bank or our local credit unions, or even my family! I filled out countless application forms online and never even got a reply back. My credit score at the time was low at 505 and I didn’t think there was any hope left. But LSP came through for me!! Highly recommended.

Mark E / Phoenix AZ

I want to recommend the team at Local Subprime for their help getting us approved for a bad credit loan. My score was only 564 when I got approved with their process which took 2 days to get funded. Recommend their services to anyone with a bad credit rating.

Janis K / Orlando FL

A special thank you to Arnold at LSP for his patience efforts in getting me approved for a loan. My credit was quite low and I wasn’t getting approved anywhere.


SwiftWire™ is an advanced online lending platform, first developed by a little-know software developer in Southern California. SwiftWire™ allows for the highest ratio of subprime personal loan approvals possible.

Just enter you credit score and zip code to get a free personal estimate of your true APR, and apply with a lender in the Chickasaw AL area that caters to subprime borrowers.

About subprime personal loans in Chickasaw AL

Our primary goal at LSP is to get you approved for a subprime personal loan, but we want to do more than that for Chickasaw AL residents – we want you to consider some financial planning help with Chickasaw-based experts as well, so you don’t find yourself in this financial situation later in life.

What will my monthly payments be on a subprime personal loan?

Here at Local Subprime we have a unique process for subprime borrowers who are rightfully concerned about what their interest rate will be. Even more importantly, you need to know exactly what your true APR is on a personal loan. Follow the quick and easy steps below to closely estimate your monthly payments, true APR, total payments per year, final payment date (better known as a payment schedule).

Help for Chickasaw AL residents with bad credit

Your personal loan approval is not the end of your financial journey (of course), so it’s critical that you move on from your subprime loan towards a new day, a better credit score, a smarter budget, and a new lease on life.

To that end, we have provided some extra resources. This page is specifically for subprime borrowers in the Chickasaw Alabama area. Below we include Chickasaw-based credit repair companies, credit counselors, financial planners, financial assistance experts, housing assistance agents, and stress management professionals (after all, dealing with a poor credit rating can be extremely taxing).

STEP 1 – Get your personal APR estimate!

Using our APR estimator tool here, enter your zip code and credit score. This will give you an personal APR estimate based on what other subprime borrowers living in Mobile County, in your zip code, or nearby greater Chickasaw AL reported in their post approval surveys. The information used is provided by fellow Chickasaw-based applicants who had a low credit score very close to yours at the time of their personal loan request.

STEP 2 – Get a personal payment schedule estimate

After getting your personal APR estimate, find out what your estimated payment schedule is here. Fill in your loan amount, loan term (length in years), interest rate (your estimated APR), and the day you want to make your first payment.

STEP 3 – Apply for your personal loan if feasible

If you’ve completed the first two steps above, you should know what your personal APR is likely to be, and what your payment schedule is likely to be. If at that time you believe you have enough income to afford your loan repayments, and all other expenses, you can go forward with your personal loan application.

After your subprime personal loan

Once you’re approved for your personal loan, we hope you take advantage of the other local resources in your area. Consider checking out the local provider links and the maps we have gathered below for the Chickasaw AL area and surrounding jurisdictions in Mobile County.

LOCAL Services

Credit Counseling
In or near Chickasaw AL

Financial Planning
In or near Chickasaw AL

March 25, 2023 weekly financial tip.

Financially Reflect

The most important thing you can do for your financial situation is to stop now and then to reflect. Take a good look at all your spending by browsing through your bank account statements and credit card statements. Being aware is the key to financial health. That’s it for today!

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