Select Page

SUBPRIME Loans South Carolina

Home / South Carolina

Updated May, 2022

Get a Subprime Loan in South Carolina

If you live in South Carolina and keep getting turned down for a loan because of your credit rating, you’ve come to the right place. Our team of experts excels when it comes to getting subprime borrowers approved.

If you have some kind of steady monthly income, you can still get approved for a loan even with a poor credit score. You can apply for your subprime loan from this South Carolina State page, or from any of our South Carolina City and County pages.

At LSP we use SwiftWire™ – a state of art loan processing technology that’s dramatically changed the ratio of subprime approvals in the industry.

Cost Estimate

$500 $250000
1 years30 years
Interest Rate
2%15%
Principal / Interest

Principle Interest

Repay per year at .
Total you will repay:
Loading

Multipurpose
Subprime Loans

bad credit personal loans icon
bad credit business loans icon
bad credit auto loans icon
bad credit home loans icon
bad credit consolidation loans icon

Estimate your payment schedule

Subprime Loans by South Carolina City

South Carolina City List for May 17, 2022


Charleston

 


Columbia

 


Greenville

 


Myrtle Beach

 


Spartanburg

 


Mauldin

 


Rock Hill

 


North Charleston

 


Florence

 


Mount Pleasant

 


Anderson

 


Hilton Head Island

 


Sumter

 


Beaufort

 


Summerville

 


Goose Creek

 


Greenwood

 


Greer

 


Aiken

 


Orangeburg

 


Seneca

 


Hanahan

 


Conway

 


Lancaster

 


Bluffton

 


Socastee

 


Simpsonville

 


North Augusta

 


Fort Mill

 


Taylors

 


Lexington

 


Easley

 


Gaffney

 


St Andrews

 


Wade Hampton

 


West Columbia

 


Five Forks

 


Clemson

 


North Myrtle Beach

 


Red Hill

 


Ladson

 


Seven Oaks

 


Dentsville

 


Gantt

 


Hartsville

 


Berea

 


Camden

 


Cayce

 


Port Royal

 


Lake Wylie

 


Irmo

 


Parker

 


James Island

 


Moncks Corner

 


Newberry

 


Georgetown

 


Tega Cay

 


Bennettsville

 


Clinton

 


Oak Grove

 


Garden City

 


Fountain Inn

 


Forest Acres

 


Red Bank

 


Laurens

 


Little River

 


Powdersville

 


Walterboro

 


Boiling Springs

 


Woodfield

 


Sans Souci

 


Murrells Inlet

 


Union

 


Burton

 


Dillon

 


Chester

 


York

 


Clover

 


Lake City

 


Lugoff

 


Sangaree

 


Cheraw

 


Welcome

 


Hardeeville

 


Centerville

 


Marion

 


Valley Falls

 


Forestbrook

 


Lake Murray of Richland

 


Laurel Bay

 


Homeland Park

 


Darlington

 


Belton

 


Piedmont

 


Kingstree

 


Batesburg-Leesville

 


Central

 


Travelers Rest

 


Belvedere

 


Hollywood

 


Abbeville

 


Mullins

 


Ridgeland

 


Edgefield

 


Landrum

 


Manning

 


Bishopville

 


Brookdale

 


Woodruff

 


Winnsboro

 


Newport

 


Surfside Beach

 


Walhalla

 


Isle of Palms

 


Barnwell

 


Clearwater

 


Williamston

 


Blythewood

 


Hampton

 


India Hook

 


Pageland

 


Andrews

 


Saxon

 


Honea Path

 


Lyman

 


Northlake

 


Duncan

 


Dunean

 


Saluda

 


Southern Shops

 


Golden Grove

 


Arcadia

 


Graniteville

 


Cherryvale

 


Chesnee

 


Pendleton

 


Bamberg

 


Pickens

 


Liberty

 


Denmark

 


Dalzell

 


Lesslie

 


Gloverville

 


Elgin

 


Williston

 


Allendale

 


Roebuck

 


Shell Point

 


Loris

 


East Gaffney

 


Lakewood

 


Burnettown

 


Springdale

 


North Hartsville

 


Ravenel

 


Hopkins

 


Wellford

 


Folly Beach

 


Edisto

 


Westminster

 


Pacolet

 


Lincolnville

 


South Congaree

 


South Sumter

 


Inman

 


Cowpens

 


Johnston

 


Timmonsville

 


Pine Ridge

 


McCormick

 


Winnsboro Mills

 


Kershaw

 


St George

 


Blackville

 


Arial

 


Ware Shoals

 


New Ellenton

 


Tigerville

 


Ninety Six

 


Wedgefield

 


Varnville

 


McColl

 


Sullivan's Island

 


Privateer

 


St Matthews

 


Calhoun Falls

 


Blacksburg

 


Great Falls

 


Slater-Marietta

 


Seabrook Island

 


Estill

 


Langley

 


St Stephen

 


Stateburg

 


Jackson

 


Bonneau Beach

 


Kiawah Island

 


City View

 


Ridgeville

 


Gaston

 


Fairfax

 


Gadsden

 


Chapin

 


Wilkinson Heights

 

Truth in Lending

Estimate & Apply

1.

Estimate APR

your apr estimator tool

2.

Estimate Payments

estimate payments schedule

3.

Apply Online

apply now example

South Carolina Usury Law

Summary brief of South Carolina Usury Law § affecting subprime borrowers / Legal: 6% or 8.75% – South Carolina legal rate is 8.75% when term “legal rate” is used in contract, judgment or document / Contract: Any rate or as per the Consumer Protection Code / Judgment: 7.25% / Corporate: Rate not specific

Source: South Carolina Government banking and financial division protecting South Carolina residents.

Service Highlights

Responsive Team

Our customer service team is highly dedicated – timely response times.

Transparency

Transparency in regard to fees, interest, and true APR. No surprises.

SwiftWire™

SwiftWire™ loan processing technology for security and speed.

Reasonable Rates

No high interest loans that leave you worse off than before your loan.

Testimonials

Jennifer L / Dallas TX

I had really bad credit and I couldn’t get approved by anyone. Not my bank or our local credit unions, or even my family! I filled out countless application forms online and never even got a reply back. My credit score at the time was low at 505 and I didn’t think there was any hope left. But LSP came through for me!! Highly recommended.

Michael M / LA CA

I had really bad credit and I couldn’t get approved by anyone. Not my bank or our local credit unions, or even my family! I filled out countless application forms online and never even got a reply back. My credit score at the time was low at 505 and I didn’t think there was any hope left. But LSP came through for me!! Highly recommended.

Mark E / Phoenix AZ

I want to recommend the team at Local Subprime for their help getting us approved for a bad credit loan. My score was only 564 when I got approved with their process which took 2 days to get funded. Recommend their services to anyone with a bad credit rating.

Janis K / Orlando FL

A special thank you to Arnold at LSP for his patience efforts in getting me approved for a loan. My credit was quite low and I wasn’t getting approved anywhere.

About subprime loans in South Carolina

Our primary goal at Local Subprime is to get you approved for a subprime loan, but we want to do more than that for South Carolina residents – we want to you help you consider some financial planning as well, so you won’t find yourself in this financial situation later in life.

Help for South Carolina residents with bad credit

Your loan approval is not the end of your financial journey (of course), so it’s critical that you move on from your loan towards a new day, a better credit score, a smarter budget, and a new lease on life. To that end, we have provided more than just a loan application for South Carolina borrowers. We have a page specifically for subprime borrowers in your local area of South Carolina that includes subprime lenders, credit counselors, financial planners, local assistance, even stress management professionals (after all, dealing with a poor credit rating can be extremely taxing).

What will my monthly payments be?

Here at Local Subprime we have unique process for subprime borrowers who are rightfully concerned about their interest rate will be. Even more importantly, you need to know exactly what your true APR is on a subprime loan. Follow the quick and easy steps below to closely estimate your monthly payments, true APR, total payments per year, final payment date (better known as a payment schedule).

STEP 1 – Get your APR estimate

Using our APR estimator tool here, enter your zip code and credit score. This will give you an APR estimate based on what other subprime borrowers in your area of South Carolina reported. The information used is provided by fellow South Carolina applicants who had a low credit score very close to yours at the time of their loan request.

STEP 2 – Get your payment schedule estimate

After getting your APR estimate, find out what your estimated payment schedule is here. Fill in your loan amount, loan term (length in years), interest rate (your estimated APR), and the day you want to make your first payment.

STEP 3 – Apply for your loan if feasible

If you’ve completed the first two steps above, you should know what your APR is likely to be, and what your payment schedule is likely to be. If at that time you believe you have enough income to afford your new loan, and all other expenses, you can go forward with your loan application.

After your subprime loan

Once you’re approved for your subprime loan, we hope you take advantage of the other local resources in your area of South Carolina. Consider checking out the local provider links and the maps we have gathered on the local service page for your area/county/city/town of South Carolina. You can search your city or town in our directory to learn more.

Coming in 2022

MT Office

3745 Harrison Avenue
Butte, Montana
USA - 59701
P: (406) 952 9129
a@localsubprime.com

CA Office

35400 Bob Hope Dr.
Rancho Mirage, CA
USA - 92270
P: (406) 952 9129
a@localsubprime.com

Copyright © 2022  - All Rights Reserved