Get a Subprime Loan in South Dakota
If you have some kind of steady monthly income, you can still get approved for a loan even with a poor credit score. You can apply for your subprime loan from this South Dakota State page, or from any of our South Dakota City and County pages.
At LSP we use SwiftWire™ – a state of art loan processing technology that’s dramatically changed the ratio of subprime approvals in the industry.
Estimate your payment schedule
Subprime Loans by South Dakota City
South Dakota City List for October 05, 2022
South Dakota Usury Law
Summary brief of South Dakota Usury Law § affecting subprime borrowers / Legal: 12% / Contract: Any rate unless specifically limited by code / Judgment: 10% / Corporate: Any rate unless limited by code
Source: South Dakota Government banking and financial division protecting South Dakota residents.
Our customer service team is highly dedicated – timely response times.
Transparency in regard to fees, interest, and true APR. No surprises.
SwiftWire™ loan processing technology for security and speed.
No high interest loans that leave you worse off than before your loan.
Jennifer L / Dallas TX
I had really bad credit and I couldn’t get approved by anyone. Not my bank or our local credit unions, or even my family! I filled out countless application forms online and never even got a reply back. My credit score at the time was low at 505 and I didn’t think there was any hope left. But LSP came through for me!! Highly recommended.
Michael M / LA CA
Mark E / Phoenix AZ
I want to recommend the team at Local Subprime for their help getting us approved for a bad credit loan. My score was only 564 when I got approved with their process which took 2 days to get funded. Recommend their services to anyone with a bad credit rating.
Janis K / Orlando FL
A special thank you to Arnold at LSP for his patience efforts in getting me approved for a loan. My credit was quite low and I wasn’t getting approved anywhere.
About subprime loans in South Dakota
Our primary goal at Local Subprime is to get you approved for a subprime loan, but we want to do more than that for South Dakota residents – we want to you help you consider some financial planning as well, so you won’t find yourself in this financial situation later in life.
Help for South Dakota residents with bad credit
Your loan approval is not the end of your financial journey (of course), so it’s critical that you move on from your loan towards a new day, a better credit score, a smarter budget, and a new lease on life. To that end, we have provided more than just a loan application for South Dakota borrowers. We have a page specifically for subprime borrowers in your local area of South Dakota that includes subprime lenders, credit counselors, financial planners, local assistance, even stress management professionals (after all, dealing with a poor credit rating can be extremely taxing).
What will my monthly payments be?
Here at Local Subprime we have unique process for subprime borrowers who are rightfully concerned about their interest rate will be. Even more importantly, you need to know exactly what your true APR is on a subprime loan. Follow the quick and easy steps below to closely estimate your monthly payments, true APR, total payments per year, final payment date (better known as a payment schedule).
STEP 1 – Get your APR estimate
Using our APR estimator tool here, enter your zip code and credit score. This will give you an APR estimate based on what other subprime borrowers in your area of South Dakota reported. The information used is provided by fellow South Dakota applicants who had a low credit score very close to yours at the time of their loan request.
STEP 2 – Get your payment schedule estimate
After getting your APR estimate, find out what your estimated payment schedule is here. Fill in your loan amount, loan term (length in years), interest rate (your estimated APR), and the day you want to make your first payment.
STEP 3 – Apply for your loan if feasible
If you’ve completed the first two steps above, you should know what your APR is likely to be, and what your payment schedule is likely to be. If at that time you believe you have enough income to afford your new loan, and all other expenses, you can go forward with your loan application.
After your subprime loan
Once you’re approved for your subprime loan, we hope you take advantage of the other local resources in your area of South Dakota. Consider checking out the local provider links and the maps we have gathered on the local service page for your area/county/city/town of South Dakota. You can search your city or town in our directory to learn more.
Coming in 2022
3745 Harrison Avenue
USA - 59701
P: (406) 952 9129
35400 Bob Hope Dr.
Rancho Mirage, CA
USA - 92270
P: (406) 952 9129
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