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SUBPRIME Loans Texas

Home / Texas

Updated October, 2022

Get a Subprime Loan in Texas

If you live in Texas and keep getting turned down for a loan because of your credit rating, you’ve come to the right place. Our team of experts excels when it comes to getting subprime borrowers approved.

If you have some kind of steady monthly income, you can still get approved for a loan even with a poor credit score. You can apply for your subprime loan from this Texas State page, or from any of our Texas City and County pages.

At LSP we use SwiftWire™ – a state of art loan processing technology that’s dramatically changed the ratio of subprime approvals in the industry.

Cost Estimate

$500 $250000
1 years30 years
Interest Rate
2%15%
Principal / Interest

Principle Interest

Repay per year at .
Total you will repay:
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Subprime Loans by Texas City

Texas City List for October 05, 2022


Dallas

 


Houston

 


San Antonio

 


Austin

 


Fort Worth

 


El Paso

 


McAllen

 


Denton

 


Arlington

 


Corpus Christi

 


Plano

 


Lubbock

 


Laredo

 


McKinney

 


Killeen

 


Garland

 


Irving

 


Brownsville

 


College Station

 


Amarillo

 


Frisco

 


Grand Prairie

 


Waco

 


Odessa

 


Midland

 


Port Arthur

 


Pasadena

 


Beaumont

 


Tyler

 


Mesquite

 


Carrollton

 


Harlingen

 


Round Rock

 


Abilene

 


Pearland

 


Richardson

 


Sugar Land

 


Texas City

 


The Woodlands

 


Lewisville

 


League City

 


Temple

 


Allen

 


Wichita Falls

 


Edinburg

 


San Angelo

 


Longview

 


Conroe

 


New Braunfels

 


Bryan

 


Mission

 


Atascocita

 


Georgetown

 


Cedar Park

 


Flower Mound

 


Pharr

 


Texarkana

 


Baytown

 


San Marcos

 


Lake Jackson

 


Missouri City

 


Mansfield

 


Sherman

 


North Richland Hills

 


Victoria

 


Rowlett

 


Pflugerville

 


Leander

 


Spring

 


Euless

 


Eagle Pass

 


Grapevine

 


Little Elm

 


Wylie

 


DeSoto

 


Galveston

 


Forney

 


Bedford

 


Rio Grande City

 


Kyle

 


Burleson

 


Farmers Branch

 


Cedar Hill

 


Keller

 


Weatherford

 


Rockwall

 


Lufkin

 


The Colony

 


Del Rio

 


Haltom City

 


Channelview

 


Huntsville

 


Schertz

 


Weslaco

 


Coppell

 


Friendswood

 


Lancaster

 


Duncanville

 


Hurst

 


Rosenberg

 


Granbury

 


Waxahachie

 


Mission Bend

 


Cleburne

 


San Juan

 


La Porte

 


Nacogdoches

 


Socorro

 


Midlothian

 


Deer Park

 


Copperas Cove

 


Harker Heights

 


Southlake

 


Cibolo

 


Kerrville

 


Seguin

 


Big Spring

 


Greenville

 


Converse

 


Hutto

 


Colleyville

 


Alvin

 


Sachse

 


Paris

 


West Odessa

 


Cloverleaf

 


Denison

 


Canyon Lake

 


Kingsville

 


Fresno

 


Balch Springs

 


University Park

 


Timberwood Park

 


Prosper

 


Watauga

 


Saginaw

 


San Benito

 


Corsicana

 


Fort Hood

 


Benbrook

 


Plainview

 


Belton

 


Marshall

 


Corinth

 


Katy

 


Brownwood

 


Stephenville

 


Dickinson

 


Universal City

 


Alice

 


Murphy

 


Ennis

 


Alamo

 


Rockport

 


Horizon City

 


Anna

 


Sienna Plantation

 


Angleton

 


Bellaire

 


Terrell

 


Port Isabel

 


Bay City

 


Uvalde

 


Brushy Creek

 


Kilgore

 


Palestine

 


Boerne

 


Orange

 


Alton

 


Beeville

 


Ingleside

 


Brenham

 


White Settlement

 


South Houston

 


Taylor

 


Pecan Grove

 


Nederland

 


Stafford

 


La Marque

 


Portland

 


Pampa

 


Bastrop

 


Buda

 


Gainesville

 


Seagoville

 


Highland Village

 


Mercedes

 


Live Oak

 


Crowley

 


Cinco Ranch

 


Mount Pleasant

 


Donna

 


Celina

 


Gun Barrel City

 


Addison

 


Sulphur Springs

 


Canyon

 


Lakeway

 


Humble

 


Andrews

 


Fate

 


West University Place

 


Groves

 


Aldine

 


Mineral Wells

 


Hereford

 


Pleasanton

 


Hewitt

 


Jacksonville

 


Royse City

 


Manor

 


Henderson

 


Hidalgo

 


Seabrook

 


Lockhart

 


Pecos

 


Dayton

 


Dumas

 


Raymondville

 


Fulshear

 


Princeton

 


Levelland

 


Red Oak

 


Santa Fe

 


Lindale

 


Glenn Heights

 


Azle

 


Rendon

 


Lumberton

 


Forest Hill

 


Athens

 


Elgin

 


La Homa

 


Borger

 


Manvel

 


Port Neches

 


Richmond

 


Fredericksburg

 


Trophy Club

 


Gatesville

 


Leon Valley

 


Wells Branch

 


Freeport

 


Melissa

 


Robinson

 


Port Lavaca

 


Tomball

 


Robstown

 


Clute

 


El Campo

 


Roma

 


Webster

 


Fort Bliss

 


Snyder

 


Burkburnett

 


Lamesa

 


Selma

 


Four Corners

 


Pearsall

 


Bacliff

 


Galena Park

 


Bellmead

 


Cleveland

 


Sweetwater

 


Jacinto City

 


Vidor

 


Bonham

 


Vernon

 


Fair Oaks Ranch

 


Helotes

 


Cuero

 


Eidson Road

 


Commerce

 


West Tawakoni

 


Silsbee

 


Fort Stockton

 


Lantana

 


Hondo

 


Roanoke

 


Navasota

 


Brownfield

 


Heath

 


Liberty

 


Fairview

 


San Elizario

 


Highland Park

 


Woodway

 


Aledo

 


Whitehouse

 


Wharton

 


Graham

 


Sanger

 


Kirby

 


Kennedale

 


Monahans

 


Alamo Heights

 


Lucas

 


Perryton

 


Hillsboro

 


Onalaska

 


Aransas Pass

 


Hempstead

 


West Livingston

 


Dalhart

 


Joshua

 


Lake Dallas

 


Floresville

 


Paloma Creek South

 


Lampasas

 


Richland Hills

 


Hitchcock

 


Jersey Village

 


Seminole

 


Bridge City

 


Los Fresnos

 


Aubrey

 


Rio Bravo

 


Kaufman

 


Jasper

 


Highlands

 


Hornsby Bend

 

Truth in Lending

Estimate & Apply

1.

Estimate APR

your apr estimator tool

2.

Estimate Payments

estimate payments schedule

3.

Apply Online

apply now example

Texas Usury Law

Summary brief of Texas Usury Law § affecting subprime borrowers / Legal: 6% Contract: Limit is calculated as per the median (avg.) twenty-six month United States T-Bill amounts times two. However, it can’t be lower than eighteen percent or over twenty-four percent. Judgment: calculated as per the fifty-two week T-Bill but never less than five percent or higher than twenty percent”

Source: Texas Government banking and financial division protecting Texas residents.

Service Highlights

Responsive Team

Our customer service team is highly dedicated – timely response times.

Transparency

Transparency in regard to fees, interest, and true APR. No surprises.

SwiftWire™

SwiftWire™ loan processing technology for security and speed.

Reasonable Rates

No high interest loans that leave you worse off than before your loan.

Testimonials

Jennifer L / Dallas TX

I had really bad credit and I couldn’t get approved by anyone. Not my bank or our local credit unions, or even my family! I filled out countless application forms online and never even got a reply back. My credit score at the time was low at 505 and I didn’t think there was any hope left. But LSP came through for me!! Highly recommended.

Michael M / LA CA

I had really bad credit and I couldn’t get approved by anyone. Not my bank or our local credit unions, or even my family! I filled out countless application forms online and never even got a reply back. My credit score at the time was low at 505 and I didn’t think there was any hope left. But LSP came through for me!! Highly recommended.

Mark E / Phoenix AZ

I want to recommend the team at Local Subprime for their help getting us approved for a bad credit loan. My score was only 564 when I got approved with their process which took 2 days to get funded. Recommend their services to anyone with a bad credit rating.

Janis K / Orlando FL

A special thank you to Arnold at LSP for his patience efforts in getting me approved for a loan. My credit was quite low and I wasn’t getting approved anywhere.

About subprime loans in Texas

Our primary goal at Local Subprime is to get you approved for a subprime loan, but we want to do more than that for Texas residents – we want to you help you consider some financial planning as well, so you won’t find yourself in this financial situation later in life.

Help for Texas residents with bad credit

Your loan approval is not the end of your financial journey (of course), so it’s critical that you move on from your loan towards a new day, a better credit score, a smarter budget, and a new lease on life. To that end, we have provided more than just a loan application for Texas borrowers. We have a page specifically for subprime borrowers in your local area of Texas that includes subprime lenders, credit counselors, financial planners, local assistance, even stress management professionals (after all, dealing with a poor credit rating can be extremely taxing).

What will my monthly payments be?

Here at Local Subprime we have unique process for subprime borrowers who are rightfully concerned about their interest rate will be. Even more importantly, you need to know exactly what your true APR is on a subprime loan. Follow the quick and easy steps below to closely estimate your monthly payments, true APR, total payments per year, final payment date (better known as a payment schedule).

STEP 1 – Get your APR estimate

Using our APR estimator tool here, enter your zip code and credit score. This will give you an APR estimate based on what other subprime borrowers in your area of Texas reported. The information used is provided by fellow Texas applicants who had a low credit score very close to yours at the time of their loan request.

STEP 2 – Get your payment schedule estimate

After getting your APR estimate, find out what your estimated payment schedule is here. Fill in your loan amount, loan term (length in years), interest rate (your estimated APR), and the day you want to make your first payment.

STEP 3 – Apply for your loan if feasible

If you’ve completed the first two steps above, you should know what your APR is likely to be, and what your payment schedule is likely to be. If at that time you believe you have enough income to afford your new loan, and all other expenses, you can go forward with your loan application.

After your subprime loan

Once you’re approved for your subprime loan, we hope you take advantage of the other local resources in your area of Texas. Consider checking out the local provider links and the maps we have gathered on the local service page for your area/county/city/town of Texas. You can search your city or town in our directory to learn more.

Coming in 2022

MT Office

3745 Harrison Avenue
Butte, Montana
USA - 59701
P: (406) 952 9129
a@localsubprime.com

CA Office

35400 Bob Hope Dr.
Rancho Mirage, CA
USA - 92270
P: (406) 952 9129
a@localsubprime.com

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